Omaha, NE · Cert 33380 · Enterprise Holding Co.
State charter, Fed member · FED · 4 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets in the Omaha, NE-IA area (n=24). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
70
Asset Quality
100
Profitability
24
Liquidity
0
Efficiency
54
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Omaha, NE · Cert 33380 · Enterprise Holding Co.
State charter, Fed member · FED · 4 branches
Q2 2026
Market Position · Omaha, NE-IA · 2026 SOD (annual) · 1.1% share · #15 of 77 inst. · $0.5B of $42.7B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.42% | 0.49% | 0.69% | 0.75% | 0.78% | 0.91% | 0.89% | 0.94% | +19 bps | |
| Return on Equity | 3.99% | 4.71% | 6.60% | 7.15% | 7.31% | 8.49% | 8.23% | 8.64% | +149 bps | |
| Net Interest Margin | 2.27% | 2.28% | 2.60% | 2.67% | 2.67% | 2.64% | 2.80% | 2.93% | +27 bps | |
| Efficiency Ratio | 74.65% | 70.60% | 64.47% | 62.95% | 62.36% | 59.86% | 58.77% | 58.38% | -457 bps | |
| Non-Interest Burden | 1.67% | 1.58% | 1.63% | 1.63% | 1.62% | 1.53% | 1.59% | 1.65% | +2 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 13.76% | 5.93% | 5.66% | 6.42% | 4.24% | 10.35% | 11.14% | 7.35% | +93 bps | |
| Loan Growth (YoY) | 10.06% | 3.27% | 4.30% | 5.64% | 3.97% | 3.82% | 5.42% | 3.37% | -227 bps | |
| Deposit Growth (YoY) | 16.02% | 5.78% | 3.83% | 4.81% | 2.86% | 10.22% | 13.98% | 8.36% | +355 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | 1.05% | 1.07% | 1.08% | 1.08% | 1.12% | 1.14% | 1.13% | 1.13% | +5 bps | |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 10.86% | 10.63% | 10.90% | 10.83% | 11.41% | 11.11% | 11.05% | 11.15% | +32 bps | |
| Total Risk-Based Capital | 12.73% | 13.01% | 12.94% | 12.80% | 13.87% | 14.33% | 13.80% | 13.90% | +110 bps | |
| Equity / Assets | 10.42% | 10.56% | 10.46% | 10.61% | 11.24% | 10.91% | 10.64% | 11.19% | +58 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 106.51% | 106.90% | 105.96% | 109.49% | 107.67% | 100.70% | 98.00% | 104.45% | -504 bps | |
| Liquid Assets / Assets | 10.06% | 10.26% | 11.36% | 8.67% | 11.11% | 15.70% | 14.88% | 11.28% | +262 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 568% | 556% | 574% | n/a | n/a | |
Omaha, NE · Cert 33380 · Peer group: banks under $1B in assets in the Omaha, NE-IA area (n=24) · Enterprise Holding Co.
State charter, Fed member · FED · 4 branches
Q2 2026
Return on Assets
0.96%
Rank 17 of 24
Net Interest Margin
2.93%
Rank 19 of 24
Efficiency Ratio
58.38%
Rank 12 of 24
Equity / Assets
11.19%
Rank 8 of 24
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.96% | 0.92% | 1.29% | 1.77% | Beats 29% | 17 / 24 | ||
| Return on Equity | 8.55% | 9.64% | 12.01% | 15.30% | Beats 21% | 19 / 24 | ||
| Net Interest Margin | 2.93% | 3.02% | 3.76% | 3.98% | Beats 21% | 19 / 24 | ||
| Efficiency Ratio | 58.38% | 49.60% | 59.31% | 66.55% | Beats 54% | 12 / 24 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.00% | 0.10% | 0.37% | 1.03% | Beats 100% | 4 / 24 | ||
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.03% | Beats 100% | 12 / 24 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 12.78% | 10.53% | 11.57% | 13.63% | Beats 67% | 8 / 24 | ||
| Total Risk-Based Capital Ratio | 13.90% | 11.15% | 12.06% | 13.90% | Beats 75% | 6 / 24 | ||
| Equity / Assets | 11.19% | 8.87% | 10.14% | 12.27% | Beats 67% | 8 / 24 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 104.45% | 75.32% | 83.30% | 93.06% | 96th pctl | 1 / 24 | ||
| Loans / Assets | 83.34% | 65.68% | 71.67% | 75.94% | 79th pctl | 5 / 24 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||