CIBC Bank USA
Chicago, IL · Cert 33306 · Peer group: banks over $10B in assets (n=142-144) · Canadian Imperial Bk of Com
State charter, Fed member · FED · 1 affiliate bank · 8 branches (24 in holding)
Q2 2026
$66.5BAssets
$43.3BLoans
$51.5BDeposits
$11.6BEquity
Executive Summary
- Strongest standing: equity / assets outperforms 97% of banks over $10B in assets (rank 4 of 144).
- Widest gap: nonperforming loans / loans trails 82% of banks over $10B in assets (rank 117 of 142).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.48%
Rank 42 of 144
Net Interest Margin
3.10%
Rank 88 of 144
Efficiency Ratio
36.80%
Rank 16 of 144
Equity / Assets
17.42%
Rank 4 of 144
Non-interest income vs. expense
Unfavorable gap of $510.5M · efficiency ratio beats 90% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.48% | 1.00% | 1.26% | 1.54% | Beats 71% | 42 / 144 | |
| Return on Equity | 8.50% | 8.98% | 11.34% | 14.40% | Beats 19% | 116 / 144 | |
| Net Interest Margin | 3.10% | 2.82% | 3.31% | 3.68% | Beats 39% | 88 / 144 | |
| Efficiency Ratio | 36.80% | 49.42% | 56.02% | 62.41% | Beats 90% | 16 / 144 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.35% | 0.48% | 0.73% | 1.07% | Beats 18% | 117 / 142 | |
| Net Charge-Offs / Loans | 0.13% | 0.05% | 0.11% | 0.22% | Beats 44% | 80 / 142 | |
| Capital |
| Tier 1 Capital Ratio | 16.86% | 12.07% | 12.98% | 14.92% | Beats 86% | 20 / 144 | |
| Total Risk-Based Capital Ratio | 17.98% | 13.39% | 14.14% | 16.25% | Beats 86% | 20 / 144 | |
| Equity / Assets | 17.42% | 9.69% | 11.39% | 12.96% | Beats 97% | 4 / 144 | |
| Liquidity & Funding |
| Loans / Deposits | 84.15% | 75.72% | 84.92% | 91.56% | 45th pctl | 78 / 143 | |
| Loans / Assets | 65.13% | 59.83% | 69.07% | 74.80% | 35th pctl | 93 / 144 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |