Trust Company of Toledo, National Association, The
Holland, OH · Cert 33239 · Peer group: banks under $1B in assets in OH (n=71)
FDIC
Q2 2026
$9.0MAssets
$0KLoans
$0KDeposits
$8.0MEquity
Executive Summary
- Strongest standing: return on assets outperforms 99% of banks under $1B in assets in OH (rank 1 of 71).
- Widest gap: net interest margin trails 93% of banks under $1B in assets in OH (rank 66 of 71).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
67.49%
Rank 1 of 71
Net Interest Margin
2.38%
Rank 66 of 71
Efficiency Ratio
50.61%
Rank 10 of 71
Equity / Assets
88.70%
Rank 2 of 71
Non-interest income vs. expense
Favorable gap of $7.5M · efficiency ratio beats 87% of banks under $1B in assets in OH | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 67.49% | 0.62% | 1.02% | 1.39% | Beats 99% | 1 / 71 | | |
| Return on Equity | 76.08% | 5.62% | 10.07% | 13.60% | Beats 99% | 1 / 71 | | |
| Net Interest Margin | 2.38% | 2.93% | 3.56% | 4.07% | Beats 7% | 66 / 71 | | |
| Efficiency Ratio | 50.61% | 55.94% | 70.77% | 78.80% | Beats 87% | 10 / 71 | | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 149.99% | 11.18% | 13.77% | 20.34% | Beats 97% | 2 / 71 | | |
| Total Risk-Based Capital Ratio | 149.99% | 12.08% | 14.34% | 21.24% | Beats 97% | 2 / 71 | | |
| Equity / Assets | 88.70% | 8.41% | 10.74% | 13.32% | Beats 97% | 2 / 71 | | |
| Liquidity & Funding |
| Loans / Deposits | n/a | Not reported for this institution |
| Loans / Assets | 0.00% | 55.33% | 65.58% | 72.51% | 0th pctl | 69 / 71 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |