Springfield, VA · Charter 3323
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -1.30% | -1.16% | 0.09% | 0.02% | 0.19% | 0.09% | 0.32% | 0.28% | +26 bps | |
| Return on Equity | -10.22% | -9.34% | 0.77% | 0.17% | 1.53% | 0.74% | 2.66% | 2.23% | +206 bps | |
| Net Interest Margin | 3.51% | 3.53% | 3.57% | 3.69% | 3.79% | 3.79% | 4.01% | 4.03% | +34 bps | |
| Efficiency Ratio | 92.40% | 95.34% | 83.94% | 85.77% | 82.80% | 84.56% | 84.71% | 85.57% | -20 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -3.27% | -1.40% | -0.43% | -0.34% | -1.49% | -1.43% | 0.51% | -0.36% | -2 bps | |
| Loan Growth (YoY) | -5.38% | -5.49% | -5.75% | -3.78% | -0.03% | 1.18% | 5.60% | 4.80% | +858 bps | |
| Share Growth (YoY) | -3.07% | -0.88% | -0.36% | -0.70% | -1.98% | -2.01% | 0.38% | -0.58% | +12 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.36% | 2.17% | 1.04% | 1.09% | 1.42% | 2.00% | 0.87% | 0.74% | -35 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.68% | 12.43% | 12.18% | 12.38% | 12.72% | 12.60% | 12.18% | 12.55% | +17 bps | |
| Net Worth / Assets | 12.68% | 12.43% | 12.18% | 12.38% | 12.72% | 12.60% | 12.18% | 12.55% | +17 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 83.81% | 82.40% | 79.49% | 80.81% | 85.47% | 85.09% | 83.63% | 85.18% | +437 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |