Premier Bank Minnesota
Hastings, MN · Cert 33204 · Peer group: banks under $1B in assets in MN (n=111-113) · PB Family Bancshares Inc.
State charter, non-member · FDIC · 12 branches
Q2 2026
$691.5MAssets
$546.1MLoans
$620.1MDeposits
$66.5MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 86% of banks under $1B in assets in MN (rank 16 of 113).
- Widest gap: equity / assets trails 61% of banks under $1B in assets in MN (rank 69 of 113).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.53%
Rank 23 of 113
Net Interest Margin
4.43%
Rank 16 of 113
Efficiency Ratio
57.99%
Rank 44 of 113
Equity / Assets
9.61%
Rank 69 of 113
Non-interest income vs. expense
Unfavorable gap of $16.5M · efficiency ratio beats 62% of banks under $1B in assets in MN | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.53% | 0.87% | 1.20% | 1.41% | Beats 80% | 23 / 113 | |
| Return on Equity | 15.94% | 8.92% | 11.27% | 13.99% | Beats 82% | 20 / 113 | |
| Net Interest Margin | 4.43% | 3.42% | 3.88% | 4.31% | Beats 86% | 16 / 113 | |
| Efficiency Ratio | 57.99% | 54.13% | 61.48% | 69.86% | Beats 62% | 44 / 113 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.04% | 0.09% | 0.58% | 1.82% | Beats 82% | 21 / 111 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.04% | Beats 60% | 47 / 111 | |
| Capital |
| Tier 1 Capital Ratio | 12.43% | 11.53% | 13.31% | 18.13% | Beats 42% | 66 / 113 | |
| Total Risk-Based Capital Ratio | 13.68% | 12.12% | 14.43% | 19.39% | Beats 46% | 61 / 113 | |
| Equity / Assets | 9.61% | 8.52% | 10.10% | 11.94% | Beats 39% | 69 / 113 | |
| Liquidity & Funding |
| Loans / Deposits | 88.06% | 62.08% | 77.32% | 88.06% | 75th pctl | 28 / 111 | |
| Loans / Assets | 78.97% | 55.01% | 66.35% | 75.50% | 81st pctl | 21 / 113 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |