Goldman Sachs Bank USA
New York, NY · Cert 33124 · Peer group: banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area (n=15) · Goldman Sachs Group Inc. the
State charter, Fed member · FED · 5 branches
Q2 2026
$758.8BAssets
$249.0BLoans
$473.2BDeposits
$60.2BEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 93% of banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 2 of 15).
- Widest gap: net interest margin trails 100% of banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 15 of 15).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.14%
Rank 4 of 15
Net Interest Margin
1.46%
Rank 15 of 15
Efficiency Ratio
38.49%
Rank 2 of 15
Equity / Assets
7.93%
Rank 13 of 15
Non-interest income vs. expense
Favorable gap of $0.8B · efficiency ratio beats 93% of banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.14% | 0.74% | 0.98% | 1.14% | Beats 73% | 4 / 15 | |
| Return on Equity | 14.40% | 5.21% | 8.81% | 10.53% | Beats 80% | 3 / 15 | |
| Net Interest Margin | 1.46% | 1.76% | 2.56% | 3.09% | Beats 0% | 15 / 15 | |
| Efficiency Ratio | 38.49% | 49.33% | 55.36% | 65.80% | Beats 93% | 2 / 15 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.04% | 0.39% | 0.66% | 0.92% | Beats 20% | 13 / 15 | |
| Net Charge-Offs / Loans | 0.13% | 0.01% | 0.03% | 0.10% | Beats 20% | 13 / 15 | |
| Capital |
| Tier 1 Capital Ratio | 13.48% | 12.31% | 14.32% | 17.39% | Beats 40% | 9 / 15 | |
| Total Risk-Based Capital Ratio | 14.73% | 13.34% | 14.76% | 19.29% | Beats 40% | 9 / 15 | |
| Equity / Assets | 7.93% | 8.06% | 10.22% | 12.59% | Beats 13% | 13 / 15 | |
| Liquidity & Funding |
| Loans / Deposits | 52.62% | 52.62% | 85.61% | 96.57% | 20th pctl | 12 / 15 | |
| Loans / Assets | 32.81% | 32.81% | 69.81% | 78.17% | 20th pctl | 12 / 15 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |