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Morris Plan Company of Terre Haute, The

Terre Haute, IN · Cert 32907

FDIC · 1 branch

Q4 2021

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q4 2021, the quarter ended December 31, 2021, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: FFIEC Call Report (031/041/051), as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Morris Plan Company of Terre Haute, The

Terre Haute, IN · Cert 32907

FDIC · 1 branch

Q4 2021

$123.7MAssets
$122.3MLoans
$86.6MDeposits
$34.0MEquity
Loan mix
1%RE $1.5M0%C&I $0.1M99%Consumer $120.6MQ1 2020Q4 2021
Deposit mix
99%Interest-bearing $85.6M1%Noninterest $1.0MQ1 2020Q4 2021

Return on Assets (YTD, annualized)

5.92%+177 bps YoY

Net Interest Margin (YTD, annualized)

11.38%+125 bps YoY

Efficiency Ratio (YTD, annualized)

26.57%-192 bps YoY

Tier 1 Leverage Ratio

27.45%+335 bps YoY

NIM

12.03%Q4 ’1911.29%Q4 ’2012.21%Q4 ’21-7%+12%

Non-interest income vs. expense

3.71%Q4 ’192.92%Q4 ’203.05%Q4 ’21-23%+5%

Year to date, annualized, through each quarter.

MetricQ1 2020Q2 2020Q3 2020Q4 2020Q1 2021Q2 2021Q3 2021Q4 2021YoY ΔTrend
Return on Assets3.55%3.33%3.21%4.14%4.60%5.46%5.82%5.92%+177 bps
Net Interest Margin10.75%10.44%10.06%10.12%11.23%11.25%11.36%11.38%+125 bps
Non-Interest Burden3.16%2.96%2.80%2.80%3.11%3.04%3.00%2.95%+15 bps
Loan Growth (YoY)32.15%34.02%32.40%28.03%18.46%11.72%7.14%5.54%-2,249 bps
Nonperforming Loans / Loans0.85%0.87%0.77%0.73%0.55%0.48%0.56%0.65%-8 bps
Allowance / Loans4.71%4.88%5.48%5.16%5.30%5.26%5.21%5.31%+15 bps
Tier 1 Leverage Ratio25.82%24.53%23.39%24.09%24.98%24.98%26.19%27.45%+335 bps
Equity / Assets24.78%23.67%22.97%23.77%24.69%24.99%25.98%27.45%+367 bps
Liquid Assets / Assets0.00%0.01%0.01%0.00%0.40%0.00%0.20%0.27%+27 bps