Bank of Marin
Corte Madera, CA · Cert 32779 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · Bank of Marin Bcorp
State charter, non-member · FDIC · 28 branches
Q2 2026
$3.9BAssets
$2.1BLoans
$3.4BDeposits
$415.9MEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 60% of banks $1B-$10B in assets operating in a single state (rank 102 of 258).
- Widest gap: net charge-offs / loans trails 95% of banks $1B-$10B in assets operating in a single state (rank 245 of 258).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.03%
Rank 171 of 258
Net Interest Margin
3.36%
Rank 150 of 258
Efficiency Ratio
61.52%
Rank 142 of 257
Equity / Assets
10.79%
Rank 105 of 258
Non-interest income vs. expense
Unfavorable gap of $73.9M · efficiency ratio beats 45% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.03% | 0.93% | 1.23% | 1.54% | Beats 34% | 171 / 258 | |
| Return on Equity | 9.51% | 9.26% | 11.84% | 14.74% | Beats 28% | 186 / 258 | |
| Net Interest Margin | 3.36% | 3.16% | 3.49% | 3.88% | Beats 42% | 150 / 258 | |
| Efficiency Ratio | 61.52% | 51.71% | 60.30% | 69.65% | Beats 45% | 142 / 257 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.40% | 0.19% | 0.46% | 0.90% | Beats 55% | 117 / 258 | |
| Net Charge-Offs / Loans | 0.35% | 0.01% | 0.02% | 0.07% | Beats 5% | 245 / 258 | |
| Capital |
| Tier 1 Capital Ratio | 13.69% | 11.41% | 12.98% | 15.12% | Beats 60% | 102 / 258 | |
| Total Risk-Based Capital Ratio | 14.61% | 12.10% | 13.91% | 16.08% | Beats 59% | 107 / 258 | |
| Equity / Assets | 10.79% | 9.09% | 10.24% | 11.72% | Beats 59% | 105 / 258 | |
| Liquidity & Funding |
| Loans / Deposits | 61.89% | 73.24% | 86.34% | 95.95% | 9th pctl | 235 / 258 | |
| Loans / Assets | 54.48% | 63.01% | 72.27% | 78.40% | 10th pctl | 231 / 258 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |