Grandview Bank
Grandview, TX · Cert 3230 · Peer group: banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=28) · D2 Alliances LLC
State charter, non-member · FDIC · 6 branches
Q2 2026
$729.3MAssets
$544.7MLoans
$639.6MDeposits
$85.4MEquity
Executive Summary
- Strongest standing: return on assets outperforms 96% of banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 1 of 28).
- Widest gap: net charge-offs / loans trails 57% of banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 17 of 28).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
2.37%
Rank 1 of 28
Net Interest Margin
4.92%
Rank 3 of 28
Efficiency Ratio
38.32%
Rank 2 of 28
Equity / Assets
11.71%
Rank 11 of 28
Non-interest income vs. expense
Unfavorable gap of $12.3M · efficiency ratio beats 96% of banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.37% | 1.12% | 1.22% | 1.47% | Beats 96% | 1 / 28 | |
| Return on Equity | 20.23% | 8.64% | 12.47% | 13.41% | Beats 96% | 1 / 28 | |
| Net Interest Margin | 4.92% | 3.77% | 4.06% | 4.51% | Beats 89% | 3 / 28 | |
| Efficiency Ratio | 38.32% | 57.39% | 61.94% | 66.78% | Beats 96% | 2 / 28 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.12% | n/a | 0.28% | 1.06% | Beats 57% | 13 / 28 | |
| Net Charge-Offs / Loans | 0.02% | 0.00% | 0.01% | 0.20% | Beats 43% | 17 / 28 | |
| Capital |
| Tier 1 Capital Ratio | 19.00% | 12.55% | 13.77% | 17.51% | Beats 79% | 6 / 28 | |
| Total Risk-Based Capital Ratio | 20.26% | 12.59% | 14.62% | 18.18% | Beats 79% | 6 / 28 | |
| Equity / Assets | 11.71% | 9.58% | 11.17% | 13.58% | Beats 61% | 11 / 28 | |
| Liquidity & Funding |
| Loans / Deposits | 85.16% | 66.90% | 84.79% | 89.14% | 61st pctl | 11 / 28 | |
| Loans / Assets | 74.69% | 57.58% | 73.59% | 77.32% | 61st pctl | 11 / 28 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |