Dollar Bank, Federal Savings Bank
Pittsburgh, PA · Cert 32245 · Peer group: banks over $10B in assets (n=142-144) · Dollar Mutual Bcorp
State savings bank · OCC · 91 branches
Q2 2026
$12.7BAssets
$9.9BLoans
$10.0BDeposits
$1.3BEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 80% of banks over $10B in assets (rank 29 of 144).
- Widest gap: return on equity trails 94% of banks over $10B in assets (rank 136 of 144).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.60%
Rank 135 of 144
Net Interest Margin
3.03%
Rank 96 of 144
Efficiency Ratio
72.77%
Rank 135 of 144
Equity / Assets
10.32%
Rank 93 of 144
Non-interest income vs. expense
Unfavorable gap of $264.1M · efficiency ratio beats 7% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.60% | 1.00% | 1.26% | 1.54% | Beats 6% | 135 / 144 | | |
| Return on Equity | 5.85% | 8.98% | 11.34% | 14.40% | Beats 6% | 136 / 144 | | |
| Net Interest Margin | 3.03% | 2.82% | 3.31% | 3.68% | Beats 33% | 96 / 144 | | |
| Efficiency Ratio | 72.77% | 49.42% | 56.02% | 62.41% | Beats 7% | 135 / 144 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.72% | 0.48% | 0.73% | 1.07% | Beats 51% | 71 / 142 | | |
| Net Charge-Offs / Loans | 0.06% | 0.05% | 0.11% | 0.22% | Beats 69% | 45 / 142 | | |
| Capital |
| Tier 1 Capital Ratio | 15.38% | 12.07% | 12.98% | 14.92% | Beats 80% | 29 / 144 | | |
| Total Risk-Based Capital Ratio | 16.45% | 13.39% | 14.14% | 16.25% | Beats 77% | 33 / 144 | | |
| Equity / Assets | 10.32% | 9.69% | 11.39% | 12.96% | Beats 35% | 93 / 144 | | |
| Liquidity & Funding |
| Loans / Deposits | 98.95% | 75.72% | 84.92% | 91.56% | 89th pctl | 16 / 143 | | |
| Loans / Assets | 78.03% | 59.83% | 69.07% | 74.80% | 83rd pctl | 24 / 144 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |