Pacific Premier Bank
Costa Mesa, CA · Cert 32172 · Peer group: banks over $10B in assets (n=139)
FDIC · 58 branches
Q2 2025
$17.8BAssets
$11.9BLoans
$14.6BDeposits
$3.0BEquity
Executive Summary
- Strongest standing: equity / assets outperforms 97% of banks over $10B in assets (rank 4 of 139).
- Widest gap: return on equity trails 87% of banks over $10B in assets (rank 121 of 139).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
0.90%
Rank 93 of 139
Net Interest Margin
3.02%
Rank 73 of 139
Efficiency Ratio
66.37%
Rank 120 of 139
Equity / Assets
17.15%
Rank 4 of 139
Non-interest income vs. expense
Unfavorable gap of $316.1M · efficiency ratio beats 14% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.90% | 0.80% | 1.06% | 1.36% | Beats 33% | 93 / 139 | |
| Return on Equity | 5.24% | 7.36% | 9.66% | 12.40% | Beats 13% | 121 / 139 | |
| Net Interest Margin | 3.02% | 2.66% | 3.05% | 3.43% | Beats 47% | 73 / 139 | |
| Efficiency Ratio | 66.37% | 50.23% | 57.31% | 63.76% | Beats 14% | 120 / 139 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.22% | 0.42% | 0.70% | 1.11% | Beats 90% | 15 / 139 | |
| Net Charge-Offs / Loans | 0.01% | 0.06% | 0.13% | 0.26% | Beats 92% | 12 / 139 | |
| Capital |
| Tier 1 Capital Ratio | 17.60% | 12.10% | 13.21% | 15.35% | Beats 89% | 15 / 139 | |
| Total Risk-Based Capital Ratio | 18.85% | 13.47% | 14.49% | 16.42% | Beats 88% | 16 / 139 | |
| Equity / Assets | 17.15% | 9.40% | 11.18% | 12.76% | Beats 97% | 4 / 139 | |
| Liquidity & Funding |
| Loans / Deposits | 81.67% | 74.34% | 84.09% | 90.00% | 42nd pctl | 80 / 139 | |
| Loans / Assets | 66.95% | 59.18% | 68.56% | 74.23% | 42nd pctl | 80 / 139 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |