Washington, DC · Charter 319
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.66% | -0.58% | -0.90% | -0.93% | -0.79% | -0.80% | 0.91% | 0.67% | +160 bps | |
| Return on Equity | -8.19% | -7.51% | -12.09% | -12.99% | -10.90% | -11.07% | 12.43% | 8.96% | +2,195 bps | |
| Net Interest Margin | 3.55% | 3.58% | 3.24% | 3.25% | 3.39% | 3.48% | 3.35% | 3.46% | +21 bps | |
| Efficiency Ratio | 75.36% | 75.70% | 85.09% | 84.40% | 81.37% | 82.10% | 64.08% | 70.42% | -1,397 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -5.20% | -7.81% | -5.29% | -4.80% | -3.84% | -4.49% | -4.57% | -5.23% | -43 bps | |
| Loan Growth (YoY) | -7.63% | -9.19% | -10.94% | -11.65% | -9.40% | -8.19% | -5.38% | -2.21% | +944 bps | |
| Share Growth (YoY) | -5.00% | -6.94% | -3.78% | -3.53% | -1.48% | -3.28% | -3.77% | -5.19% | -167 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.96% | 1.22% | 1.20% | 1.10% | 1.00% | 0.82% | 0.66% | 1.09% | -2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.04% | 7.78% | 7.44% | 7.18% | 7.28% | 7.23% | 7.36% | 7.49% | +31 bps | |
| Net Worth / Assets | 8.04% | 7.78% | 7.44% | 7.18% | 7.28% | 7.23% | 7.36% | 7.49% | +31 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 94.49% | 91.88% | 86.40% | 85.13% | 86.89% | 87.21% | 84.96% | 87.81% | +268 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |