Comanche, TX · Cert 3145
FDIC · 8 branches
Q3 2018
Market Position · Dallas-Fort Worth-Arlington, TX · 2018 SOD (annual) · 0.0% share · #140 of 163 inst. · $0.0B of $274.5B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q4 2016 | Q1 2017 | Q2 2017 | Q3 2017 | Q4 2017 | Q1 2018 | Q2 2018 | Q3 2018 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.87% | 0.96% | 0.99% | 1.00% | 0.64% | 1.13% | 1.09% | 0.99% | -1 bps | |
| Return on Equity | 6.96% | 8.24% | 8.26% | 8.02% | 5.28% | 10.20% | 9.85% | 8.65% | +63 bps | |
| Net Interest Margin | 3.13% | 3.12% | 3.17% | 3.21% | 3.14% | 3.08% | 3.15% | 3.12% | -9 bps | |
| Efficiency Ratio | 71.38% | 67.09% | 66.00% | 66.10% | 64.76% | 62.74% | 64.71% | 66.58% | +47 bps | |
| Non-Interest Burden | 2.07% | 1.92% | 1.90% | 1.93% | 1.85% | 1.75% | 1.86% | 1.90% | -3 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.25% | 2.79% | 6.72% | 4.19% | 7.83% | 5.15% | 1.24% | 1.58% | -261 bps | |
| Loan Growth (YoY) | 12.27% | 11.74% | 7.20% | 4.71% | -0.16% | 0.11% | -1.48% | -5.98% | -1,069 bps | |
| Deposit Growth (YoY) | 3.19% | 3.74% | 8.07% | 5.04% | 8.14% | 6.10% | 2.16% | 2.89% | -215 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.00% | 0.39% | 0.35% | 0.23% | 0.39% | 0.47% | 0.96% | 0.03% | -19 bps | |
| Net Charge-Offs / Loans | 0.01% | -0.03% | 0.03% | -0.02% | -0.34% | 0.02% | -0.01% | 0.08% | +10 bps | |
| Allowance / Loans | 2.39% | 2.42% | 2.37% | 2.36% | 2.48% | 2.50% | 2.50% | 2.58% | +22 bps | |
| Allowance Coverage of NPLs | n/a | 6.1x | 6.7x | 10.5x | 6.3x | 5.4x | 2.6x | 79.3x | +68.8x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 11.40% | 11.08% | 11.26% | 11.65% | 11.15% | 10.75% | 11.44% | 12.01% | +36 bps | |
| Total Risk-Based Capital | 23.39% | 24.14% | 24.35% | 24.95% | 23.79% | 24.22% | 24.88% | 27.42% | +247 bps | |
| Equity / Assets | 11.62% | 11.67% | 12.19% | 12.77% | 11.36% | 10.86% | 11.33% | 11.56% | -121 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 43.05% | 41.55% | 42.13% | 44.07% | 39.75% | 39.21% | 40.63% | 40.27% | -380 bps | |
| Liquid Assets / Assets | 3.98% | 2.74% | 2.82% | 2.55% | 3.37% | 2.43% | 2.08% | 13.80% | +1,125 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |