Butler County Teachers
Butler, PA · Charter 3085 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 1 branch
Q2 2026
$28.9MAssets
$7.4MLoans
$24.8MShares
$4.0MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 100% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 1 of 78).
- Widest gap: net interest margin trails 73% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 57 of 78).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
2.27%
Rank 4 of 78
Net Interest Margin
3.21%
Rank 57 of 78
Efficiency Ratio
25.86%
Rank 1 of 78
Equity / Assets
13.76%
Rank 46 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.27% | 0.37% | 0.83% | 1.31% | Beats 95% | 4 / 78 | | |
| Return on Equity | 16.51% | 1.73% | 5.71% | 9.08% | Beats 97% | 2 / 78 | | |
| Net Interest Margin | 3.21% | 3.17% | 3.63% | 4.21% | Beats 27% | 57 / 78 | | |
| Efficiency Ratio | 25.86% | 65.01% | 78.15% | 89.28% | Beats 100% | 1 / 78 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.85% | 0.40% | 0.84% | 1.97% | Beats 28% | 57 / 78 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.76% | 12.42% | 15.10% | 18.27% | Beats 41% | 46 / 78 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.76% | 12.42% | 15.10% | 18.27% | Beats 41% | 46 / 78 | | |
| Liquidity & Funding |
| Loans / Deposits | 29.93% | 34.83% | 50.41% | 71.84% | 15th pctl | 66 / 78 | | |
| Loans / Assets | 25.71% | 29.34% | 41.02% | 56.96% | 18th pctl | 64 / 78 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |