Glacier Bank
Kalispell, MT · Cert 30788 · Peer group: banks over $10B in assets (n=142-144) · Glacier Bcorp Inc.
State charter, non-member · FDIC · 252 branches
Q2 2026
$31.6BAssets
$21.4BLoans
$24.9BDeposits
$4.3BEquity
Executive Summary
- Strongest standing: equity / assets outperforms 84% of banks over $10B in assets (rank 23 of 144).
- Widest gap: return on equity trails 77% of banks over $10B in assets (rank 111 of 144).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.20%
Rank 81 of 144
Net Interest Margin
3.67%
Rank 37 of 144
Efficiency Ratio
60.48%
Rank 100 of 144
Equity / Assets
13.70%
Rank 23 of 144
Non-interest income vs. expense
Unfavorable gap of $611.8M · efficiency ratio beats 31% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.20% | 1.00% | 1.26% | 1.54% | Beats 44% | 81 / 144 | |
| Return on Equity | 8.78% | 8.98% | 11.34% | 14.40% | Beats 23% | 111 / 144 | |
| Net Interest Margin | 3.67% | 2.82% | 3.31% | 3.68% | Beats 74% | 37 / 144 | |
| Efficiency Ratio | 60.48% | 49.42% | 56.02% | 62.41% | Beats 31% | 100 / 144 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.42% | 0.48% | 0.73% | 1.07% | Beats 81% | 28 / 142 | |
| Net Charge-Offs / Loans | 0.05% | 0.05% | 0.11% | 0.22% | Beats 72% | 41 / 142 | |
| Capital |
| Tier 1 Capital Ratio | 12.99% | 12.07% | 12.98% | 14.92% | Beats 51% | 71 / 144 | |
| Total Risk-Based Capital Ratio | 14.21% | 13.39% | 14.14% | 16.25% | Beats 53% | 68 / 144 | |
| Equity / Assets | 13.70% | 9.69% | 11.39% | 12.96% | Beats 84% | 23 / 144 | |
| Liquidity & Funding |
| Loans / Deposits | 86.11% | 75.72% | 84.92% | 91.56% | 52nd pctl | 69 / 143 | |
| Loans / Assets | 67.80% | 59.83% | 69.07% | 74.80% | 40th pctl | 86 / 144 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |