Formation
Baton Rouge, LA · Charter 3061 · Peer group: credit unions under $1B in assets in the Baton Rouge, LA area (n=21)
NCUA · 2 branches
Q2 2026
$93.0MAssets
$57.5MLoans
$79.6MShares
$13.1MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 67% of credit unions under $1B in assets in the Baton Rouge, LA area (rank 8 of 21).
- Widest gap: return on equity trails 62% of credit unions under $1B in assets in the Baton Rouge, LA area (rank 13 of 21).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.58%
Rank 12 of 21
Net Interest Margin
3.95%
Rank 11 of 21
Efficiency Ratio
79.48%
Rank 8 of 21
Equity / Assets
14.10%
Rank 11 of 21
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.58% | 0.20% | 0.59% | 1.13% | Beats 43% | 12 / 21 | |
| Return on Equity | 4.13% | 1.01% | 4.78% | 7.97% | Beats 38% | 13 / 21 | |
| Net Interest Margin | 3.95% | 3.81% | 3.95% | 4.86% | Beats 48% | 11 / 21 | |
| Efficiency Ratio | 79.48% | 72.50% | 80.80% | 90.61% | Beats 67% | 8 / 21 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.88% | 0.36% | 0.80% | 1.45% | Beats 43% | 13 / 21 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.10% | 11.23% | 14.10% | 17.49% | Beats 48% | 11 / 21 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.10% | 11.23% | 14.10% | 17.49% | Beats 48% | 11 / 21 | |
| Liquidity & Funding |
| Loans / Deposits | 72.24% | 58.58% | 76.49% | 83.93% | 38th pctl | 13 / 21 | |
| Loans / Assets | 61.81% | 53.07% | 62.76% | 69.97% | 43rd pctl | 12 / 21 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |