SSB Bank
Pittsburgh, PA · Cert 30431 · Peer group: banks under $1B in assets (n=581-629) · SSB Bcorp MHC
SI · FDIC · 3 branches
Q2 2026
$430.4MAssets
$290.8MLoans
$378.5MDeposits
$31.0MEquity
Executive Summary
- Strongest standing: return on equity outperforms 88% of banks under $1B in assets (rank 77 of 629).
- Widest gap: equity / assets trails 93% of banks under $1B in assets (rank 587 of 629).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.19%
Rank 245 of 629
Net Interest Margin
3.17%
Rank 435 of 629
Efficiency Ratio
60.74%
Rank 189 of 629
Equity / Assets
7.21%
Rank 587 of 629
Non-interest income vs. expense
Unfavorable gap of $4.9M · efficiency ratio beats 70% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.19% | 0.60% | 1.01% | 1.45% | Beats 61% | 245 / 629 | | |
| Return on Equity | 16.50% | 5.38% | 9.30% | 13.28% | Beats 88% | 77 / 629 | | |
| Net Interest Margin | 3.17% | 3.03% | 3.54% | 4.05% | Beats 31% | 435 / 629 | | |
| Efficiency Ratio | 60.74% | 58.35% | 67.79% | 79.08% | Beats 70% | 189 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.64% | 0.09% | 0.46% | 1.20% | Beats 17% | 486 / 581 | | |
| Net Charge-Offs / Loans | 0.11% | n/a | 0.01% | 0.06% | Beats 17% | 485 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 11.68% | 11.24% | 13.84% | 18.77% | Beats 30% | 443 / 629 | | |
| Total Risk-Based Capital Ratio | 12.92% | 11.58% | 14.43% | 19.66% | Beats 38% | 392 / 629 | | |
| Equity / Assets | 7.21% | 9.09% | 10.65% | 13.80% | Beats 7% | 587 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 76.85% | 67.24% | 80.90% | 93.48% | 44th pctl | 333 / 594 | | |
| Loans / Assets | 67.57% | 53.31% | 67.71% | 78.15% | 49th pctl | 318 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |