Abbeville Building and Loan, A State Chartered Savings Bank
Abbeville, LA · Cert 30332 · Peer group: banks under $1B in assets (n=581-629)
SI · FDIC · 1 branch
Q2 2026
$67.9MAssets
$47.2MLoans
$47.0MDeposits
$19.7MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets (rank 158 of 581).
- Widest gap: return on equity trails 90% of banks under $1B in assets (rank 563 of 629).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.41%
Rank 525 of 629
Net Interest Margin
3.29%
Rank 397 of 629
Efficiency Ratio
87.62%
Rank 533 of 629
Equity / Assets
28.99%
Rank 58 of 629
Non-interest income vs. expense
Unfavorable gap of $1.8M · efficiency ratio beats 15% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.41% | 0.60% | 1.01% | 1.45% | Beats 17% | 525 / 629 | |
| Return on Equity | 1.42% | 5.38% | 9.30% | 13.28% | Beats 10% | 563 / 629 | |
| Net Interest Margin | 3.29% | 3.03% | 3.54% | 4.05% | Beats 37% | 397 / 629 | |
| Efficiency Ratio | 87.62% | 58.35% | 67.79% | 79.08% | Beats 15% | 533 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.31% | 0.09% | 0.46% | 1.20% | Beats 22% | 452 / 581 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 158 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 39.68% | 11.24% | 13.84% | 18.77% | Beats 89% | 69 / 629 | |
| Total Risk-Based Capital Ratio | 40.48% | 11.58% | 14.43% | 19.66% | Beats 89% | 69 / 629 | |
| Equity / Assets | 28.99% | 9.09% | 10.65% | 13.80% | Beats 91% | 58 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 100.53% | 67.24% | 80.90% | 93.48% | 87th pctl | 76 / 594 | |
| Loans / Assets | 69.55% | 53.31% | 67.71% | 78.15% | 55th pctl | 284 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |