High Plains Bank
Flagler, CO · Cert 3017 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · High Plains Banking Group Inc.
State charter, Fed member · FED · 9 branches
Q2 2026
$643.1MAssets
$462.8MLoans
$567.0MDeposits
$65.1MEquity
Executive Summary
- Strongest standing: return on equity outperforms 76% of banks under $1B in assets operating in a single state (rank 180 of 746).
- Widest gap: total risk-based capital ratio trails 96% of banks under $1B in assets operating in a single state (rank 719 of 746).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.40%
Rank 210 of 746
Net Interest Margin
3.78%
Rank 339 of 746
Efficiency Ratio
69.58%
Rank 459 of 746
Equity / Assets
10.12%
Rank 410 of 746
Non-interest income vs. expense
Unfavorable gap of $14.9M · efficiency ratio beats 39% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.40% | 0.72% | 1.06% | 1.45% | Beats 72% | 210 / 746 | | |
| Return on Equity | 13.79% | 6.74% | 10.51% | 13.63% | Beats 76% | 180 / 746 | | |
| Net Interest Margin | 3.78% | 3.17% | 3.68% | 4.16% | Beats 55% | 339 / 746 | | |
| Efficiency Ratio | 69.58% | 55.74% | 64.58% | 75.47% | Beats 39% | 459 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.70% | 0.09% | 0.42% | 1.07% | Beats 37% | 467 / 743 | | |
| Net Charge-Offs / Loans | 0.01% | 0.00% | 0.01% | 0.05% | Beats 46% | 403 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 9.60% | 11.55% | 13.75% | 17.60% | Beats 4% | 719 / 746 | | |
| Total Risk-Based Capital Ratio | 9.60% | 11.71% | 14.33% | 18.43% | Beats 4% | 719 / 746 | | |
| Equity / Assets | 10.12% | 8.90% | 10.51% | 13.06% | Beats 45% | 410 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 81.62% | 61.31% | 78.27% | 90.78% | 56th pctl | 326 / 746 | | |
| Loans / Assets | 71.96% | 53.60% | 66.97% | 76.08% | 63rd pctl | 278 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |