Boonville Federal Savings Bank
Boonville, IN · Cert 30128 · Peer group: banks under $1B in assets operating in a single state (n=743-746)
SI · FDIC · 1 branch
Q2 2026
$71.5MAssets
$52.2MLoans
$53.1MDeposits
$6.3MEquity
Executive Summary
- Strongest standing: total risk-based capital ratio outperforms 68% of banks under $1B in assets operating in a single state (rank 238 of 746).
- Widest gap: efficiency ratio trails 85% of banks under $1B in assets operating in a single state (rank 633 of 746).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.47%
Rank 637 of 746
Net Interest Margin
3.29%
Rank 527 of 746
Efficiency Ratio
81.11%
Rank 633 of 746
Equity / Assets
8.82%
Rank 574 of 746
Non-interest income vs. expense
Unfavorable gap of $1.9M · efficiency ratio beats 15% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.47% | 0.72% | 1.06% | 1.45% | Beats 15% | 637 / 746 | |
| Return on Equity | 5.30% | 6.74% | 10.51% | 13.63% | Beats 19% | 605 / 746 | |
| Net Interest Margin | 3.29% | 3.17% | 3.68% | 4.16% | Beats 29% | 527 / 746 | |
| Efficiency Ratio | 81.11% | 55.74% | 64.58% | 75.47% | Beats 15% | 633 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.89% | 0.09% | 0.42% | 1.07% | Beats 31% | 517 / 743 | |
| Net Charge-Offs / Loans | 0.01% | 0.00% | 0.01% | 0.05% | Beats 53% | 350 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 15.49% | 11.55% | 13.75% | 17.60% | Beats 66% | 255 / 746 | |
| Total Risk-Based Capital Ratio | 16.74% | 11.71% | 14.33% | 18.43% | Beats 68% | 238 / 746 | |
| Equity / Assets | 8.82% | 8.90% | 10.51% | 13.06% | Beats 23% | 574 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 98.37% | 61.31% | 78.27% | 90.78% | 88th pctl | 86 / 746 | |
| Loans / Assets | 73.02% | 53.60% | 66.97% | 76.08% | 66th pctl | 252 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |