Vancouver, WA · Cert 29922 · Riverview Bcorp Inc.
State charter, non-member · FDIC · 18 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks $1B-$10B in assets operating regionally (n=176). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
76
Asset Quality
33
Profitability
6
Liquidity
81
Efficiency
5
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Vancouver, WA · Cert 29922 · Riverview Bcorp Inc.
State charter, non-member · FDIC · 18 branches
Q2 2026
Market Position · Portland-Vancouver-Hillsboro, OR-WA · 2026 SOD (annual) · 1.7% share · #7 of 26 inst. · $1.1B of $65.4B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.07% | 0.16% | 0.41% | 0.42% | 0.41% | 0.42% | -2.07% | -0.77% | -118 bps | |
| Return on Equity | 0.64% | 1.39% | 3.49% | 3.53% | 3.42% | 3.50% | -17.51% | -6.56% | -1,009 bps | |
| Net Interest Margin | 2.45% | 2.50% | 2.60% | 2.68% | 2.72% | 2.77% | 2.86% | 3.12% | +44 bps | |
| Efficiency Ratio | 90.91% | 89.23% | 85.19% | 85.06% | 85.64% | 85.11% | 82.86% | 83.02% | -204 bps | |
| Non-Interest Burden | 2.11% | 2.11% | 2.04% | 2.10% | 2.16% | 2.18% | 2.19% | 2.39% | +29 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.29% | -5.19% | -0.54% | -1.39% | -2.48% | 0.25% | -3.30% | -3.06% | -167 bps | |
| Loan Growth (YoY) | 4.47% | 2.64% | 3.75% | 2.20% | 0.87% | 3.83% | 2.83% | 2.36% | +16 bps | |
| Deposit Growth (YoY) | -0.07% | -0.17% | -0.18% | -1.06% | -0.22% | 1.06% | 1.64% | 4.08% | +514 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.04% | 0.04% | 0.01% | 0.01% | 0.07% | 0.10% | 0.71% | 0.80% | +79 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.01% | -0.01% | -0.01% | -0.01% | 0.02% | 0.40% | 0.19% | +20 bps | |
| Allowance / Loans | 1.46% | 1.47% | 1.45% | 1.44% | 1.44% | 1.41% | 1.40% | 1.40% | -4 bps | |
| Allowance Coverage of NPLs | 34.4x | 32.8x | 99.2x | 107.9x | 19.9x | 13.5x | 2.0x | 1.8x | -106.1x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 10.72% | 10.86% | 11.10% | 11.16% | 11.26% | 11.24% | 10.60% | 10.96% | -20 bps | |
| Total Risk-Based Capital | 16.14% | 16.47% | 16.48% | 16.56% | 16.51% | 16.35% | 15.62% | 15.64% | -91 bps | |
| Equity / Assets | 11.48% | 11.69% | 11.83% | 11.98% | 12.14% | 12.22% | 11.39% | 11.38% | -60 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 85.09% | 85.23% | 85.71% | 87.80% | 86.02% | 87.58% | 86.72% | 86.36% | -145 bps | |
| Liquid Assets / Assets | 15.17% | 14.93% | 14.39% | 14.04% | 13.92% | 13.09% | 7.13% | 5.84% | -820 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 437% | 442% | 480% | n/a | n/a | |
Vancouver, WA · Cert 29922 · Peer group: banks $1B-$10B in assets operating regionally (n=176) · Riverview Bcorp Inc.
State charter, non-member · FDIC · 18 branches
Q2 2026
Return on Assets
-0.77%
Rank 176 of 176
Net Interest Margin
3.12%
Rank 146 of 176
Efficiency Ratio
83.17%
Rank 169 of 176
Equity / Assets
11.38%
Rank 52 of 176
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | -0.77% | 0.93% | 1.26% | 1.54% | Beats 0% | 176 / 176 | ||
| Return on Equity | -6.77% | 9.26% | 11.89% | 14.46% | Beats 0% | 176 / 176 | ||
| Net Interest Margin | 3.12% | 3.25% | 3.59% | 3.93% | Beats 17% | 146 / 176 | ||
| Efficiency Ratio | 83.17% | 52.79% | 59.55% | 67.66% | Beats 5% | 169 / 176 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.80% | 0.30% | 0.64% | 1.32% | Beats 41% | 104 / 176 | ||
| Net Charge-Offs / Loans | 0.10% | 0.01% | 0.04% | 0.10% | Beats 24% | 135 / 176 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 14.39% | 11.15% | 12.72% | 14.15% | Beats 78% | 39 / 176 | ||
| Total Risk-Based Capital Ratio | 15.64% | 11.81% | 13.63% | 15.33% | Beats 79% | 37 / 176 | ||
| Equity / Assets | 11.38% | 9.16% | 10.35% | 11.80% | Beats 70% | 52 / 176 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 86.36% | 80.94% | 89.73% | 97.21% | 39th pctl | 107 / 176 | ||
| Loans / Assets | 74.47% | 69.25% | 75.12% | 80.82% | 48th pctl | 92 / 176 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||