Logansport, IN · Cert 29907 · Logansport Financial Corp.
State charter, non-member · FDIC · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.30% | 0.74% | 0.59% | 0.67% | 0.74% | 0.74% | 0.82% | 0.75% | +8 bps | |
| Return on Equity | 3.50% | 9.07% | 7.52% | 8.56% | 9.27% | 8.77% | 9.89% | 9.11% | +55 bps | |
| Net Interest Margin | 2.44% | 2.92% | 2.86% | 2.81% | 3.06% | 3.18% | 3.13% | 3.21% | +39 bps | |
| Efficiency Ratio | 93.91% | 75.57% | 80.12% | 76.97% | 75.59% | 77.06% | 78.44% | 76.40% | -57 bps | |
| Non-Interest Burden | 2.26% | 2.09% | 2.22% | 2.08% | 2.21% | 2.37% | 2.39% | 2.36% | +28 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 5.28% | 8.26% | 9.33% | 4.28% | 5.13% | -1.04% | 7.24% | 6.24% | +196 bps | |
| Loan Growth (YoY) | 1.95% | 3.74% | 1.91% | 1.36% | 1.44% | 2.76% | 5.49% | 9.23% | +787 bps | |
| Deposit Growth (YoY) | 8.47% | 9.74% | 11.21% | 5.35% | 6.17% | -1.94% | 7.58% | 6.95% | +160 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 2.03% | 1.78% | 1.78% | 1.94% | 2.00% | 1.70% | 2.70% | 2.92% | +98 bps | |
| Net Charge-Offs / Loans | -0.01% | 1.46% | 0.01% | 0.00% | 0.00% | 0.03% | -0.37% | -0.07% | -7 bps | |
| Allowance / Loans | 1.46% | 1.10% | 1.12% | 1.07% | 1.08% | 1.03% | 1.05% | 1.03% | -3 bps | |
| Allowance Coverage of NPLs | 0.7x | 0.6x | 0.6x | 0.6x | 0.5x | 0.6x | 0.4x | 0.4x | -0.2x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 10.99% | 10.50% | 10.41% | 10.35% | 10.65% | 10.20% | 10.18% | 9.96% | -39 bps | |
| Total Risk-Based Capital | 10.99% | 10.50% | 10.41% | 10.35% | 10.65% | 10.20% | 10.18% | 9.96% | -39 bps | |
| Equity / Assets | 8.53% | 7.81% | 7.83% | 7.87% | 8.13% | 8.64% | 7.97% | 8.60% | +73 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 79.94% | 77.03% | 76.00% | 78.30% | 76.38% | 80.72% | 74.52% | 79.98% | +167 bps | |
| Liquid Assets / Assets | 3.61% | 6.30% | 7.58% | 4.48% | 6.32% | 2.33% | 7.96% | 1.40% | -307 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 172.98% | 167.04% | 160.27% | n/a | n/a | |