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Lisle Savings Bank

Lisle, IL · Cert 29800 · Peer group: banks under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=56-57)

SI · FDIC · 4 branches

Q2 2026

$544.5MAssets
$299.1MLoans
$383.3MDeposits
$135.4MEquity

Executive Summary

  • Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 24 of 56).
  • Widest gap: net interest margin trails 95% of banks under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 54 of 57).
  • Overall: at or above the peer median on 5 of 9 directional measures.

Return on Assets

0.84%

Rank 29 of 57

Net Interest Margin

2.41%

Rank 54 of 57

Efficiency Ratio

61.74%

Rank 18 of 57

Equity / Assets

24.87%

Rank 4 of 57

Non-interest income vs. expense

$1.9M$9.6MINCOMEEXPENSE
Unfavorable gap of $7.8M · efficiency ratio beats 70% of banks under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area
Bank 61.74%Peer median 69.7%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRankPeer Position
Earnings
Return on Assets0.84%0.51%0.84%1.19%Beats 49%29 / 57
Return on Equity3.39%3.13%7.76%11.40%Beats 28%41 / 57
Net Interest Margin2.41%3.16%3.63%4.08%Beats 5%54 / 57
Efficiency Ratio61.74%59.57%69.70%81.06%Beats 70%18 / 57
Asset Quality
Nonperforming Loans / Loans0.95%0.06%0.34%1.78%Beats 37%36 / 56
Net Charge-Offs / Loans0.00%n/a0.00%0.01%Beats 100%24 / 56
Capital
Tier 1 Capital Ratio26.10%12.24%16.06%19.69%Beats 89%6 / 57
Total Risk-Based Capital Ratio26.10%12.54%16.50%20.95%Beats 88%7 / 57
Equity / Assets24.87%9.37%11.56%15.00%Beats 93%4 / 57
Liquidity & Funding
Loans / Deposits78.03%66.29%85.59%95.16%35th pctl37 / 57
Loans / Assets54.93%57.07%71.07%78.13%19th pctl46 / 57
Brokered Deposits / Depositsn/aNot reported for this institution