Trenton Teachers
Trenton, NJ · Charter 2932 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$1.9MAssets
$111KLoans
$1.5MShares
$432KNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 91% of credit unions under $1B in assets (rank 152 of 1683).
- Widest gap: nonperforming loans / loans trails 100% of credit unions under $1B in assets (rank 1675 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.55%
Rank 223 of 1,683
Net Interest Margin
4.56%
Rank 300 of 1,683
Efficiency Ratio
67.39%
Rank 373 of 1,682
Equity / Assets
22.38%
Rank 152 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.55% | 0.35% | 0.74% | 1.18% | Beats 87% | 223 / 1,683 | |
| Return on Equity | 6.94% | 2.67% | 5.89% | 8.74% | Beats 60% | 664 / 1,681 | |
| Net Interest Margin | 4.56% | 3.31% | 3.82% | 4.32% | Beats 82% | 300 / 1,683 | |
| Efficiency Ratio | 67.39% | 68.91% | 78.20% | 86.93% | Beats 78% | 373 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 13.51% | 0.26% | 0.65% | 1.29% | Beats 0% | 1,675 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 22.38% | 10.44% | 12.89% | 16.53% | Beats 91% | 152 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 22.38% | 10.44% | 12.89% | 16.53% | Beats 91% | 152 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 7.45% | 52.61% | 69.38% | 83.50% | 0th pctl | 1,677 / 1,683 | |
| Loans / Assets | 5.75% | 44.71% | 59.18% | 70.72% | 0th pctl | 1,677 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |