Banktennessee
Collierville, TN · Cert 29177 · Peer group: banks under $1B in assets (n=581-629) · Banktennessee Bancshares Inc.
State charter, Fed member · FED · 10 branches
Q2 2026
$630.3MAssets
$503.9MLoans
$548.4MDeposits
$61.7MEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 50% of banks under $1B in assets (rank 316 of 629).
- Widest gap: nonperforming loans / loans trails 75% of banks under $1B in assets (rank 436 of 581).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
0.86%
Rank 391 of 629
Net Interest Margin
3.51%
Rank 326 of 629
Efficiency Ratio
67.88%
Rank 316 of 629
Equity / Assets
9.78%
Rank 398 of 629
Non-interest income vs. expense
Unfavorable gap of $14.3M · efficiency ratio beats 50% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.86% | 0.60% | 1.01% | 1.45% | Beats 38% | 391 / 629 | | |
| Return on Equity | 8.76% | 5.38% | 9.30% | 13.28% | Beats 45% | 346 / 629 | | |
| Net Interest Margin | 3.51% | 3.03% | 3.54% | 4.05% | Beats 48% | 326 / 629 | | |
| Efficiency Ratio | 67.88% | 58.35% | 67.79% | 79.08% | Beats 50% | 316 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.20% | 0.09% | 0.46% | 1.20% | Beats 25% | 436 / 581 | | |
| Net Charge-Offs / Loans | 0.01% | n/a | 0.01% | 0.06% | Beats 48% | 307 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 12.05% | 11.24% | 13.84% | 18.77% | Beats 34% | 416 / 629 | | |
| Total Risk-Based Capital Ratio | 13.30% | 11.58% | 14.43% | 19.66% | Beats 41% | 371 / 629 | | |
| Equity / Assets | 9.78% | 9.09% | 10.65% | 13.80% | Beats 37% | 398 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 91.87% | 67.24% | 80.90% | 93.48% | 73rd pctl | 162 / 594 | | |
| Loans / Assets | 79.94% | 53.31% | 67.71% | 78.15% | 81st pctl | 119 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |