Arlo Bank
Springfield, MO · Cert 29143 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Arlo Financial Holdings Inc.
State charter, non-member · FDIC · 1 branch
Q2 2026
$269.1MAssets
$190.1MLoans
$226.6MDeposits
$38.4MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets operating in a single state (rank 105 of 743).
- Widest gap: net charge-offs / loans trails 92% of banks under $1B in assets operating in a single state (rank 686 of 743).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.69%
Rank 574 of 746
Net Interest Margin
2.78%
Rank 668 of 746
Efficiency Ratio
60.76%
Rank 293 of 746
Equity / Assets
14.27%
Rank 127 of 746
Non-interest income vs. expense
Unfavorable gap of $3.4M · efficiency ratio beats 61% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.69% | 0.72% | 1.06% | 1.45% | Beats 23% | 574 / 746 | | |
| Return on Equity | 4.80% | 6.74% | 10.51% | 13.63% | Beats 17% | 620 / 746 | | |
| Net Interest Margin | 2.78% | 3.17% | 3.68% | 4.16% | Beats 10% | 668 / 746 | | |
| Efficiency Ratio | 60.76% | 55.74% | 64.58% | 75.47% | Beats 61% | 293 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.42% | 1.07% | Beats 100% | 105 / 743 | | |
| Net Charge-Offs / Loans | 0.20% | 0.00% | 0.01% | 0.05% | Beats 8% | 686 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 13.53% | 11.55% | 13.75% | 17.60% | Beats 47% | 394 / 746 | | |
| Total Risk-Based Capital Ratio | 13.53% | 11.71% | 14.33% | 18.43% | Beats 42% | 430 / 746 | | |
| Equity / Assets | 14.27% | 8.90% | 10.51% | 13.06% | Beats 83% | 127 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 83.92% | 61.31% | 78.27% | 90.78% | 62nd pctl | 280 / 746 | | |
| Loans / Assets | 70.66% | 53.60% | 66.97% | 76.08% | 59th pctl | 307 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |