Pyramax Bank, F.S.B.
Greenfield, WI · Cert 29120 · Peer group: banks under $1B in assets in WI (n=110-113) · 1895 Bcorp of Wisconsin Inc.
State savings bank · OCC · 6 branches
Q2 2026
$588.7MAssets
$418.7MLoans
$406.2MDeposits
$64.5MEquity
Executive Summary
- Strongest standing: total risk-based capital ratio outperforms 71% of banks under $1B in assets in WI (rank 33 of 113).
- Widest gap: net interest margin trails 94% of banks under $1B in assets in WI (rank 106 of 113).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.44%
Rank 104 of 113
Net Interest Margin
2.59%
Rank 106 of 113
Efficiency Ratio
80.35%
Rank 100 of 113
Equity / Assets
10.95%
Rank 50 of 113
Non-interest income vs. expense
Unfavorable gap of $12.0M · efficiency ratio beats 12% of banks under $1B in assets in WI | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.44% | 0.85% | 1.17% | 1.51% | Beats 8% | 104 / 113 | | |
| Return on Equity | 4.03% | 7.70% | 10.77% | 13.67% | Beats 7% | 105 / 113 | | |
| Net Interest Margin | 2.59% | 3.19% | 3.59% | 3.89% | Beats 6% | 106 / 113 | | |
| Efficiency Ratio | 80.35% | 54.61% | 62.43% | 71.88% | Beats 12% | 100 / 113 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.25% | 0.03% | 0.24% | 0.91% | Beats 49% | 57 / 110 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.01% | Beats 55% | 54 / 110 | | |
| Capital |
| Tier 1 Capital Ratio | 14.91% | 11.22% | 12.95% | 15.76% | Beats 68% | 36 / 113 | | |
| Total Risk-Based Capital Ratio | 16.09% | 11.57% | 13.59% | 16.73% | Beats 71% | 33 / 113 | | |
| Equity / Assets | 10.95% | 9.17% | 10.74% | 13.13% | Beats 56% | 50 / 113 | | |
| Liquidity & Funding |
| Loans / Deposits | 103.08% | 76.54% | 86.37% | 98.93% | 84th pctl | 18 / 112 | | |
| Loans / Assets | 71.12% | 63.07% | 71.33% | 78.84% | 48th pctl | 59 / 113 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |