Greenfield, WI · Cert 29120 · 1895 Bcorp of Wisconsin Inc.
State savings bank · OCC · 6 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets in WI (n=110 to 113). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
65
Asset Quality
52
Profitability
7
Liquidity
19
Efficiency
12
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Greenfield, WI · Cert 29120 · 1895 Bcorp of Wisconsin Inc.
State savings bank · OCC · 6 branches
Q2 2026
Market Position · Milwaukee-Waukesha, WI · 2026 SOD (annual) · 0.5% share · #22 of 43 inst. · $0.4B of $79.9B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.02% | 0.09% | 0.31% | 0.40% | 0.45% | 0.49% | 0.48% | 0.44% | +4 bps | |
| Return on Equity | 0.22% | 0.85% | 2.99% | 3.87% | 4.36% | 4.75% | 4.41% | 4.01% | +14 bps | |
| Net Interest Margin | 2.16% | 2.19% | 2.42% | 2.43% | 2.44% | 2.47% | 2.53% | 2.59% | +16 bps | |
| Efficiency Ratio | 98.74% | 95.46% | 84.23% | 82.84% | 80.16% | 79.24% | 81.04% | 80.35% | -250 bps | |
| Non-Interest Burden | 2.12% | 2.06% | 1.97% | 1.94% | 1.87% | 1.87% | 1.96% | 1.99% | +6 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.69% | 2.67% | 4.24% | 8.92% | 9.34% | 4.70% | 1.53% | -3.41% | -1,233 bps | |
| Loan Growth (YoY) | 4.00% | 5.02% | 8.97% | 11.12% | 11.64% | 6.12% | -0.32% | -6.77% | -1,789 bps | |
| Deposit Growth (YoY) | 0.58% | -1.86% | -3.09% | 1.71% | 2.79% | -0.17% | 1.26% | -3.17% | -487 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.23% | 0.40% | 0.36% | 0.32% | 0.30% | 0.28% | 0.29% | 0.25% | -7 bps | |
| Net Charge-Offs / Loans | -0.04% | -0.03% | -0.03% | -0.02% | -0.01% | -0.01% | 0.00% | 0.00% | +1 bps | |
| Allowance / Loans | 0.99% | 1.03% | 1.04% | 1.06% | 1.09% | 1.11% | 1.10% | 1.07% | 0 bps | |
| Allowance Coverage of NPLs | 4.3x | 2.6x | 2.9x | 3.4x | 3.6x | 3.9x | 3.8x | 4.3x | +0.9x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 11.20% | 11.11% | 10.98% | 10.83% | 10.63% | 10.80% | 11.31% | 11.22% | +39 bps | |
| Total Risk-Based Capital | 16.04% | 15.69% | 15.28% | 14.63% | 14.86% | 15.29% | 15.82% | 16.09% | +146 bps | |
| Equity / Assets | 10.81% | 10.37% | 10.40% | 10.13% | 10.33% | 10.84% | 10.94% | 10.95% | +82 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 97.79% | 103.40% | 109.02% | 107.06% | 106.21% | 109.91% | 107.32% | 103.08% | -399 bps | |
| Liquid Assets / Assets | 3.08% | 0.75% | 0.90% | 2.07% | 2.84% | 2.21% | 4.61% | 6.80% | +473 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 422% | 415% | 387% | n/a | n/a | |
Greenfield, WI · Cert 29120 · Peer group: banks under $1B in assets in WI (n=110-113) · 1895 Bcorp of Wisconsin Inc.
State savings bank · OCC · 6 branches
Q2 2026
Return on Assets
0.44%
Rank 104 of 113
Net Interest Margin
2.59%
Rank 106 of 113
Efficiency Ratio
80.35%
Rank 100 of 113
Equity / Assets
10.95%
Rank 50 of 113
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.44% | 0.85% | 1.17% | 1.51% | Beats 8% | 104 / 113 | ||
| Return on Equity | 4.03% | 7.70% | 10.77% | 13.67% | Beats 7% | 105 / 113 | ||
| Net Interest Margin | 2.59% | 3.19% | 3.59% | 3.89% | Beats 6% | 106 / 113 | ||
| Efficiency Ratio | 80.35% | 54.61% | 62.43% | 71.88% | Beats 12% | 100 / 113 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.25% | 0.03% | 0.24% | 0.91% | Beats 49% | 57 / 110 | ||
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.01% | Beats 55% | 54 / 110 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 14.91% | 11.22% | 12.95% | 15.76% | Beats 68% | 36 / 113 | ||
| Total Risk-Based Capital Ratio | 16.09% | 11.57% | 13.59% | 16.73% | Beats 71% | 33 / 113 | ||
| Equity / Assets | 10.95% | 9.17% | 10.74% | 13.13% | Beats 56% | 50 / 113 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 103.08% | 76.54% | 86.37% | 98.93% | 84th pctl | 18 / 112 | ||
| Loans / Assets | 71.12% | 63.07% | 71.33% | 78.84% | 48th pctl | 59 / 113 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||