Del Norte Bank, A Savings and Loan Association
Del Norte, CO · Cert 29066 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Del Norte M H C
SL · FDIC · 2 branches
Q2 2026
$155.3MAssets
$126.2MLoans
$127.2MDeposits
$15.3MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets operating in a single state (rank 185 of 743).
- Widest gap: total risk-based capital ratio trails 85% of banks under $1B in assets operating in a single state (rank 637 of 746).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.20%
Rank 295 of 746
Net Interest Margin
4.38%
Rank 123 of 746
Efficiency Ratio
67.83%
Rank 431 of 746
Equity / Assets
9.88%
Rank 445 of 746
Non-interest income vs. expense
Unfavorable gap of $4.4M · efficiency ratio beats 42% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.20% | 0.72% | 1.06% | 1.45% | Beats 60% | 295 / 746 | | |
| Return on Equity | 12.19% | 6.74% | 10.51% | 13.63% | Beats 65% | 263 / 746 | | |
| Net Interest Margin | 4.38% | 3.17% | 3.68% | 4.16% | Beats 84% | 123 / 746 | | |
| Efficiency Ratio | 67.83% | 55.74% | 64.58% | 75.47% | Beats 42% | 431 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.04% | 0.09% | 0.42% | 1.07% | Beats 79% | 157 / 743 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 100% | 185 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 10.69% | 11.55% | 13.75% | 17.60% | Beats 16% | 627 / 746 | | |
| Total Risk-Based Capital Ratio | 10.69% | 11.71% | 14.33% | 18.43% | Beats 15% | 637 / 746 | | |
| Equity / Assets | 9.88% | 8.90% | 10.51% | 13.06% | Beats 40% | 445 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 99.21% | 61.31% | 78.27% | 90.78% | 89th pctl | 81 / 746 | | |
| Loans / Assets | 81.25% | 53.60% | 66.97% | 76.08% | 88th pctl | 90 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |