Tucumcari Federal Savings & Loan Association
Tucumcari, NM · Cert 29059 · Peer group: banks under $1B in assets (n=581-629)
State savings bank · OCC · 1 branch
Q2 2026
$38.4MAssets
$24.4MLoans
$29.2MDeposits
$5.8MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets (rank 158 of 581).
- Widest gap: efficiency ratio trails 92% of banks under $1B in assets (rank 580 of 629).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.09%
Rank 573 of 629
Net Interest Margin
3.10%
Rank 454 of 629
Efficiency Ratio
97.73%
Rank 580 of 629
Equity / Assets
15.09%
Rank 142 of 629
Non-interest income vs. expense
Unfavorable gap of $1.2M · efficiency ratio beats 8% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.09% | 0.60% | 1.01% | 1.45% | Beats 9% | 573 / 629 | |
| Return on Equity | 0.59% | 5.38% | 9.30% | 13.28% | Beats 9% | 573 / 629 | |
| Net Interest Margin | 3.10% | 3.03% | 3.54% | 4.05% | Beats 28% | 454 / 629 | |
| Efficiency Ratio | 97.73% | 58.35% | 67.79% | 79.08% | Beats 8% | 580 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.02% | 0.09% | 0.46% | 1.20% | Beats 30% | 410 / 581 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 158 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 15.22% | 11.24% | 13.84% | 18.77% | Beats 61% | 244 / 629 | |
| Total Risk-Based Capital Ratio | 15.22% | 11.58% | 14.43% | 19.66% | Beats 55% | 285 / 629 | |
| Equity / Assets | 15.09% | 9.09% | 10.65% | 13.80% | Beats 77% | 142 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 83.53% | 67.24% | 80.90% | 93.48% | 53rd pctl | 278 / 594 | |
| Loans / Assets | 63.60% | 53.31% | 67.71% | 78.15% | 42nd pctl | 364 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |