Plainfield Police & Firemen's Plainfield, NJ · Charter 2892 · Peer group: credit unions under $1B in assets in the New York-Newark-Jersey City, NY-NJ area (n=158-159)
NCUA · 1 branch
Q2 2026
$1.3M Assets
$459K Loans
$914K Shares
$318K Net Worth
Executive Summary Strongest standing: net interest margin outperforms 99% of credit unions under $1B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 1 of 159). Widest gap: nonperforming loans / loans trails 97% of credit unions under $1B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 155 of 158). Overall: at or above the peer median on 6 of 7 directional measures. Return on Assets
3.04%
Rank 7 of 159
Net Interest Margin
10.40%
Rank 1 of 159
Efficiency Ratio
71.01%
Rank 34 of 158
Equity / Assets
25.44%
Rank 28 of 159
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank Peer Position Earnings Return on Assets 3.04% 0.00% 0.40% 1.00% Beats 96% 7 / 159 Return on Equity 11.95% 0.04% 2.43% 6.24% Beats 92% 13 / 159 Net Interest Margin 10.40% 2.79% 3.84% 4.44% Beats 99% 1 / 159 Efficiency Ratio 71.01% 74.21% 85.84% 96.50% Beats 79% 34 / 158 Asset Quality Nonperforming Loans / Loans 20.91% 0.42% 1.27% 2.96% Beats 3% 155 / 158 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 25.44% 10.80% 14.61% 21.35% Beats 82% 28 / 159 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 25.44% 10.80% 14.61% 21.35% Beats 82% 28 / 159 Liquidity & Funding Loans / Deposits 50.22% 27.85% 44.27% 75.14% 54th pctl 73 / 159 Loans / Assets 36.72% 22.38% 35.34% 62.74% 52nd pctl 77 / 159 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the New York-Newark-Jersey City, NY-NJ area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (158 to 159 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11