Arundel Bank
Glen Burnie, MD · Cert 28780 · Peer group: banks under $1B in assets (n=581-629)
State savings bank · OCC · 5 branches
Q2 2026
$492.1MAssets
$371.6MLoans
$372.6MDeposits
$66.2MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets (rank 158 of 581).
- Widest gap: net interest margin trails 95% of banks under $1B in assets (rank 596 of 629).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.16%
Rank 570 of 629
Net Interest Margin
2.15%
Rank 596 of 629
Efficiency Ratio
92.74%
Rank 564 of 629
Equity / Assets
13.46%
Rank 171 of 629
Non-interest income vs. expense
Unfavorable gap of $9.8M · efficiency ratio beats 10% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.16% | 0.60% | 1.01% | 1.45% | Beats 9% | 570 / 629 | | |
| Return on Equity | 1.15% | 5.38% | 9.30% | 13.28% | Beats 9% | 570 / 629 | | |
| Net Interest Margin | 2.15% | 3.03% | 3.54% | 4.05% | Beats 5% | 596 / 629 | | |
| Efficiency Ratio | 92.74% | 58.35% | 67.79% | 79.08% | Beats 10% | 564 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.44% | 0.09% | 0.46% | 1.20% | Beats 51% | 285 / 581 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 158 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 13.98% | 11.24% | 13.84% | 18.77% | Beats 52% | 305 / 629 | | |
| Total Risk-Based Capital Ratio | 13.98% | 11.58% | 14.43% | 19.66% | Beats 46% | 338 / 629 | | |
| Equity / Assets | 13.46% | 9.09% | 10.65% | 13.80% | Beats 73% | 171 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 99.72% | 67.24% | 80.90% | 93.48% | 86th pctl | 82 / 594 | | |
| Loans / Assets | 75.51% | 53.31% | 67.71% | 78.15% | 67th pctl | 205 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |