Olathe, KS · Cert 28635 · First Fed of Olathe Bcorp Inc.
State charter, non-member · FDIC · 1 branch
Q2 2026
Market Position · Kansas City, MO-KS · 2026 SOD (annual) · 0.1% share · #73 of 114 inst. · $0.1B of $99.1B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 3.26% | 2.88% | 3.35% | 2.67% | 2.64% | 2.40% | 2.81% | 2.57% | -10 bps | |
| Return on Equity | 25.98% | 24.10% | 28.77% | 23.21% | 22.65% | 19.99% | 23.06% | 21.09% | -212 bps | |
| Net Interest Margin | 4.83% | 4.79% | 4.67% | 4.37% | 4.31% | 4.52% | 4.57% | 4.89% | +52 bps | |
| Efficiency Ratio | 13.84% | 19.01% | 17.61% | 22.85% | 25.04% | 32.80% | 22.26% | 32.91% | +1,006 bps | |
| Non-Interest Burden | 0.66% | 0.90% | 0.40% | 1.00% | 1.03% | 1.48% | 1.00% | 1.59% | +59 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 6.91% | 6.12% | 8.63% | 5.08% | 1.59% | -4.43% | -6.87% | -6.00% | -1,108 bps | |
| Loan Growth (YoY) | -0.42% | 2.23% | 2.21% | -2.72% | -3.25% | -8.40% | -9.57% | -7.01% | -429 bps | |
| Deposit Growth (YoY) | 8.05% | 8.06% | 11.87% | 8.16% | 2.58% | -4.55% | -7.36% | -6.62% | -1,478 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 2.09% | 2.09% | 1.17% | 1.75% | 1.74% | 1.80% | 1.28% | 1.28% | -47 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | 1.00% | 1.02% | 1.04% | 1.08% | 1.09% | 1.11% | 1.15% | 1.17% | +8 bps | |
| Allowance Coverage of NPLs | 0.5x | 0.5x | 0.9x | 0.6x | 0.6x | 0.6x | 0.9x | 0.9x | +0.3x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 12.25% | 12.08% | 11.77% | 11.32% | 11.38% | 11.95% | 12.22% | 12.27% | +94 bps | |
| Total Risk-Based Capital | 12.25% | 12.08% | 11.77% | 11.32% | 11.38% | 11.95% | 12.22% | 12.27% | +94 bps | |
| Equity / Assets | 12.13% | 11.77% | 11.55% | 11.48% | 11.80% | 12.18% | 12.21% | 12.21% | +73 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 104.18% | 104.07% | 98.90% | 94.91% | 98.26% | 99.87% | 96.54% | 94.51% | -40 bps | |
| Liquid Assets / Assets | 3.29% | 2.96% | 2.77% | 2.64% | 7.03% | 6.86% | 7.62% | 7.49% | +485 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 47.28% | 41.53% | 42.71% | n/a | n/a | |