Custer Federal State Bank
Broken Bow, NE · Cert 28543 · Peer group: banks under $1B in assets in NE (n=83) · CFSB Holding Co.
State charter, non-member · FDIC · 2 branches
Q2 2026
$120.7MAssets
$83.5MLoans
$95.7MDeposits
$13.9MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in NE (rank 19 of 83).
- Widest gap: return on equity trails 78% of banks under $1B in assets in NE (rank 65 of 83).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.92%
Rank 65 of 83
Net Interest Margin
3.45%
Rank 53 of 83
Efficiency Ratio
66.62%
Rank 60 of 83
Equity / Assets
11.54%
Rank 40 of 83
Non-interest income vs. expense
Unfavorable gap of $2.8M · efficiency ratio beats 29% of banks under $1B in assets in NE | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.92% | 0.93% | 1.20% | 1.51% | Beats 22% | 65 / 83 | |
| Return on Equity | 7.96% | 8.04% | 10.34% | 13.11% | Beats 22% | 65 / 83 | |
| Net Interest Margin | 3.45% | 3.25% | 3.62% | 4.02% | Beats 36% | 53 / 83 | |
| Efficiency Ratio | 66.62% | 51.13% | 59.95% | 67.19% | Beats 29% | 60 / 83 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.19% | 0.96% | Beats 100% | 19 / 83 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.02% | Beats 100% | 33 / 83 | |
| Capital |
| Tier 1 Capital Ratio | 11.99% | 10.94% | 13.24% | 16.62% | Beats 40% | 50 / 83 | |
| Total Risk-Based Capital Ratio | 11.99% | 11.04% | 13.54% | 17.63% | Beats 36% | 53 / 83 | |
| Equity / Assets | 11.54% | 9.90% | 11.31% | 13.84% | Beats 52% | 40 / 83 | |
| Liquidity & Funding |
| Loans / Deposits | 87.22% | 71.97% | 83.15% | 92.22% | 61st pctl | 32 / 83 | |
| Loans / Assets | 69.15% | 57.96% | 69.15% | 77.64% | 49th pctl | 42 / 83 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |