Forward Bank
Marshfield, WI · Cert 28530 · Peer group: banks $1B-$10B in assets operating regionally (n=176) · Forward Mutual Holding Co.
SI · FDIC · 15 branches
Q2 2026
$1.3BAssets
$947.1MLoans
$1.0BDeposits
$118.7MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 80% of banks $1B-$10B in assets operating regionally (rank 36 of 176).
- Widest gap: efficiency ratio trails 85% of banks $1B-$10B in assets operating regionally (rank 151 of 176).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.86%
Rank 143 of 176
Net Interest Margin
3.98%
Rank 36 of 176
Efficiency Ratio
74.14%
Rank 151 of 176
Equity / Assets
9.25%
Rank 129 of 176
Non-interest income vs. expense
Unfavorable gap of $33.2M · efficiency ratio beats 15% of banks $1B-$10B in assets operating regionally | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.86% | 0.93% | 1.26% | 1.54% | Beats 19% | 143 / 176 | | |
| Return on Equity | 9.24% | 9.26% | 11.89% | 14.46% | Beats 24% | 133 / 176 | | |
| Net Interest Margin | 3.98% | 3.25% | 3.59% | 3.93% | Beats 80% | 36 / 176 | | |
| Efficiency Ratio | 74.14% | 52.79% | 59.55% | 67.66% | Beats 15% | 151 / 176 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.28% | 0.30% | 0.64% | 1.32% | Beats 78% | 39 / 176 | | |
| Net Charge-Offs / Loans | 0.02% | 0.01% | 0.04% | 0.10% | Beats 67% | 59 / 176 | | |
| Capital |
| Tier 1 Capital Ratio | 11.85% | 11.15% | 12.72% | 14.15% | Beats 38% | 109 / 176 | | |
| Total Risk-Based Capital Ratio | 12.83% | 11.81% | 13.63% | 15.33% | Beats 37% | 111 / 176 | | |
| Equity / Assets | 9.25% | 9.16% | 10.35% | 11.80% | Beats 27% | 129 / 176 | | |
| Liquidity & Funding |
| Loans / Deposits | 91.34% | 80.94% | 89.73% | 97.21% | 57th pctl | 76 / 176 | | |
| Loans / Assets | 73.82% | 69.25% | 75.12% | 80.82% | 44th pctl | 98 / 176 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |