Banner Bank
Walla Walla, WA · Cert 28489 · Peer group: banks over $10B in assets (n=142-144) · Banner Corp.
State charter, non-member · FDIC · 137 branches
Q2 2026
$16.6BAssets
$12.0BLoans
$13.9BDeposits
$2.0BEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 89% of banks over $10B in assets (rank 17 of 142).
- Widest gap: efficiency ratio trails 68% of banks over $10B in assets (rank 99 of 144).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.30%
Rank 68 of 144
Net Interest Margin
3.77%
Rank 27 of 144
Efficiency Ratio
60.18%
Rank 99 of 144
Equity / Assets
11.92%
Rank 55 of 144
Non-interest income vs. expense
Unfavorable gap of $337.5M · efficiency ratio beats 32% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.30% | 1.00% | 1.26% | 1.54% | Beats 53% | 68 / 144 | |
| Return on Equity | 10.88% | 8.98% | 11.34% | 14.40% | Beats 45% | 79 / 144 | |
| Net Interest Margin | 3.77% | 2.82% | 3.31% | 3.68% | Beats 81% | 27 / 144 | |
| Efficiency Ratio | 60.18% | 49.42% | 56.02% | 62.41% | Beats 32% | 99 / 144 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.46% | 0.48% | 0.73% | 1.07% | Beats 78% | 32 / 142 | |
| Net Charge-Offs / Loans | 0.02% | 0.05% | 0.11% | 0.22% | Beats 89% | 17 / 142 | |
| Capital |
| Tier 1 Capital Ratio | 12.71% | 12.07% | 12.98% | 14.92% | Beats 44% | 81 / 144 | |
| Total Risk-Based Capital Ratio | 13.95% | 13.39% | 14.14% | 16.25% | Beats 41% | 85 / 144 | |
| Equity / Assets | 11.92% | 9.69% | 11.39% | 12.96% | Beats 62% | 55 / 144 | |
| Liquidity & Funding |
| Loans / Deposits | 86.57% | 75.72% | 84.92% | 91.56% | 52nd pctl | 68 / 143 | |
| Loans / Assets | 72.48% | 59.83% | 69.07% | 74.80% | 63rd pctl | 54 / 144 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |