PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

First Interstate Bk of AZ NA

Phoenix, AZ · Cert 2843

FDIC

Q2 1996

$9.0BAssets
$3.5BLoans
$6.8BDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 0.51%, down 70 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 51.62% of deposits as of Q2 1996.

Return on Assets (YTD, annualized)

0.51%-70 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ3 1994Q4 1994Q1 1995Q2 1995Q3 1995Q4 1995Q1 1996Q2 1996YoY ΔTrend
Earnings
Return on Assets1.41%1.84%1.11%1.21%1.26%1.31%1.12%0.51%-70 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/a4.25%-1.87%0.86%15.45%14.12%16.09%+1,796 bps
Loan Growth (YoY)n/an/a32.92%12.34%6.08%9.68%-0.94%-3.46%-1,580 bps
Deposit Growth (YoY)n/an/a2.08%-3.73%-3.49%5.03%-0.30%0.53%+425 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits49.94%50.90%52.74%53.75%54.89%53.15%52.40%51.62%-213 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a