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Haddon Savings Bank

Haddon Heights, NJ · Cert 28222 · Peer group: banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (n=27-31)

SI · FDIC · 2 branches

Q2 2026

$421.4MAssets
$266.5MLoans
$351.3MDeposits
$24.2MEquity

Executive Summary

  • Strongest standing: nonperforming loans / loans outperforms 52% of banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 14 of 27).
  • Widest gap: net interest margin trails 100% of banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 31 of 31).
  • Overall: at or above the peer median on 1 of 9 directional measures.

Return on Assets

-0.09%

Rank 29 of 31

Net Interest Margin

1.65%

Rank 31 of 31

Efficiency Ratio

106.82%

Rank 29 of 31

Equity / Assets

5.73%

Rank 30 of 31

Non-interest income vs. expense

$0.4M$7.7MINCOMEEXPENSE
Unfavorable gap of $7.4M · efficiency ratio beats 10% of banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area
Bank 106.82%Peer median 63.8%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRankPeer Position
Earnings
Return on Assets-0.09%0.63%0.93%2.39%Beats 6%29 / 31
Return on Equity-1.64%4.15%7.07%14.29%Beats 6%29 / 31
Net Interest Margin1.65%2.72%3.26%3.84%Beats 0%31 / 31
Efficiency Ratio106.82%49.04%63.83%80.34%Beats 10%29 / 31
Asset Quality
Nonperforming Loans / Loans0.24%0.00%0.24%1.22%Beats 52%14 / 27
Net Charge-Offs / Loans0.00%n/an/a0.01%Beats 37%18 / 27
Capital
Tier 1 Capital Ratio12.44%13.01%19.43%42.39%Beats 16%26 / 31
Total Risk-Based Capital Ratio12.99%13.95%20.55%43.38%Beats 19%25 / 31
Equity / Assets5.73%9.21%12.36%21.28%Beats 3%30 / 31
Liquidity & Funding
Loans / Deposits75.86%52.41%83.15%99.86%39th pctl19 / 31
Loans / Assets63.24%37.80%67.87%79.23%39th pctl19 / 31
Brokered Deposits / Depositsn/aNot reported for this institution