Holyoke Community
Holyoke, CO · Charter 2818 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$49.8MAssets
$30.6MLoans
$44.6MShares
$4.1MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 95% of credit unions under $1B in assets (rank 84 of 1681).
- Widest gap: equity / assets trails 95% of credit unions under $1B in assets (rank 1596 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
1.10%
Rank 498 of 1,683
Net Interest Margin
3.43%
Rank 1,176 of 1,683
Efficiency Ratio
70.76%
Rank 492 of 1,682
Equity / Assets
8.31%
Rank 1,596 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.10% | 0.35% | 0.74% | 1.18% | Beats 70% | 498 / 1,683 | | |
| Return on Equity | 13.26% | 2.67% | 5.89% | 8.74% | Beats 95% | 84 / 1,681 | | |
| Net Interest Margin | 3.43% | 3.31% | 3.82% | 4.32% | Beats 30% | 1,176 / 1,683 | | |
| Efficiency Ratio | 70.76% | 68.91% | 78.20% | 86.93% | Beats 71% | 492 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.88% | 0.26% | 0.65% | 1.29% | Beats 39% | 1,025 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.31% | 10.44% | 12.89% | 16.53% | Beats 5% | 1,596 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.31% | 10.44% | 12.89% | 16.53% | Beats 5% | 1,596 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 68.63% | 52.61% | 69.38% | 83.50% | 49th pctl | 864 / 1,683 | | |
| Loans / Assets | 61.54% | 44.71% | 59.18% | 70.72% | 55th pctl | 750 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |