Glen Burnie Mutual Savings Bank
Glen Burnie, MD · Cert 27567 · Peer group: banks under $1B in assets operating in a single state (n=743-746)
SI · FDIC · 1 branch
Q2 2026
$103.9MAssets
$83.9MLoans
$93.8MDeposits
$9.3MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets operating in a single state (rank 185 of 743).
- Widest gap: net interest margin trails 99% of banks under $1B in assets operating in a single state (rank 742 of 746).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.23%
Rank 687 of 746
Net Interest Margin
1.28%
Rank 742 of 746
Efficiency Ratio
76.48%
Rank 572 of 746
Equity / Assets
8.95%
Rank 552 of 746
Non-interest income vs. expense
Unfavorable gap of $1.0M · efficiency ratio beats 23% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.23% | 0.72% | 1.06% | 1.45% | Beats 8% | 687 / 746 | | |
| Return on Equity | 2.54% | 6.74% | 10.51% | 13.63% | Beats 10% | 670 / 746 | | |
| Net Interest Margin | 1.28% | 3.17% | 3.68% | 4.16% | Beats 1% | 742 / 746 | | |
| Efficiency Ratio | 76.48% | 55.74% | 64.58% | 75.47% | Beats 23% | 572 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.69% | 0.09% | 0.42% | 1.07% | Beats 38% | 461 / 743 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 100% | 185 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 18.64% | 11.55% | 13.75% | 17.60% | Beats 79% | 153 / 746 | | |
| Total Risk-Based Capital Ratio | 19.37% | 11.71% | 14.33% | 18.43% | Beats 79% | 155 / 746 | | |
| Equity / Assets | 8.95% | 8.90% | 10.51% | 13.06% | Beats 26% | 552 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 89.38% | 61.31% | 78.27% | 90.78% | 73rd pctl | 205 / 746 | | |
| Loans / Assets | 80.67% | 53.60% | 66.97% | 76.08% | 87th pctl | 97 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |