Bancfirst
Oklahoma City, OK · Cert 27476 · Peer group: banks over $10B in assets (n=142-144) · Bancfirst Corp.
State charter, Fed member · FED · 2 affiliate banks · 116 branches (124 in holding)
Q2 2026
$12.8BAssets
$7.2BLoans
$11.2BDeposits
$1.4BEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 87% of banks over $10B in assets (rank 19 of 144).
- Widest gap: nonperforming loans / loans trails 81% of banks over $10B in assets (rank 116 of 142).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.74%
Rank 25 of 144
Net Interest Margin
3.47%
Rank 58 of 144
Efficiency Ratio
50.57%
Rank 41 of 144
Equity / Assets
11.22%
Rank 77 of 144
Non-interest income vs. expense
Unfavorable gap of $146.4M · efficiency ratio beats 72% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.74% | 1.00% | 1.26% | 1.54% | Beats 83% | 25 / 144 | |
| Return on Equity | 15.48% | 8.98% | 11.34% | 14.40% | Beats 81% | 28 / 144 | |
| Net Interest Margin | 3.47% | 2.82% | 3.31% | 3.68% | Beats 60% | 58 / 144 | |
| Efficiency Ratio | 50.57% | 49.42% | 56.02% | 62.41% | Beats 72% | 41 / 144 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.19% | 0.48% | 0.73% | 1.07% | Beats 19% | 116 / 142 | |
| Net Charge-Offs / Loans | 0.06% | 0.05% | 0.11% | 0.22% | Beats 68% | 46 / 142 | |
| Capital |
| Tier 1 Capital Ratio | 17.37% | 12.07% | 12.98% | 14.92% | Beats 87% | 19 / 144 | |
| Total Risk-Based Capital Ratio | 18.56% | 13.39% | 14.14% | 16.25% | Beats 87% | 19 / 144 | |
| Equity / Assets | 11.22% | 9.69% | 11.39% | 12.96% | Beats 47% | 77 / 144 | |
| Liquidity & Funding |
| Loans / Deposits | 64.65% | 75.72% | 84.92% | 91.56% | 11th pctl | 127 / 143 | |
| Loans / Assets | 56.50% | 59.83% | 69.07% | 74.80% | 19th pctl | 117 / 144 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |