Las Vegas, NV · Cert 27389 · Wells Fargo&Company
National charter · OCC · 2 affiliate banks · 1 branch (4,159 in holding)
Q2 2026
Market Position · Las Vegas-Henderson-North Las Vegas, NV · 2026 SOD (annual) · 7.3% share · #5 of 41 inst. · $6.9B of $95.0B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.66% | 1.06% | 0.79% | 0.91% | 0.87% | 0.92% | 1.00% | 0.95% | +4 bps | |
| Return on Equity | 5.11% | 7.48% | 5.36% | 5.81% | 5.24% | 5.32% | 5.53% | 5.07% | -74 bps | |
| Net Interest Margin | 1.47% | 1.47% | 1.50% | 1.53% | 1.59% | 1.57% | 1.60% | 1.60% | +6 bps | |
| Efficiency Ratio | 32.80% | 32.53% | 32.73% | 27.04% | 24.10% | 24.39% | 25.30% | 21.55% | -549 bps | |
| Non-Interest Burden | 0.52% | 0.52% | 0.53% | 0.44% | 0.40% | 0.40% | 0.43% | 0.36% | -8 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -32.98% | -29.32% | -23.59% | -21.69% | -10.19% | -13.87% | -11.66% | -6.77% | +1,492 bps | |
| Loan Growth (YoY) | -9.08% | -9.23% | -9.81% | -10.26% | -10.34% | -10.78% | -10.99% | -11.09% | -84 bps | |
| Deposit Growth (YoY) | -29.81% | -28.20% | -25.47% | -27.80% | -13.19% | -17.22% | -14.04% | -6.39% | +2,141 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.79% | 0.84% | 0.77% | 0.81% | 0.91% | 0.82% | 0.87% | 0.97% | +16 bps | |
| Net Charge-Offs / Loans | -0.03% | 0.00% | 0.00% | 0.00% | -0.01% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 14.42% | 14.13% | 14.86% | 15.93% | 17.39% | 18.25% | 18.62% | 19.19% | +326 bps | |
| Total Risk-Based Capital | 44.40% | 45.82% | 48.14% | 52.59% | 54.87% | 57.96% | 59.76% | 65.48% | +1,289 bps | |
| Equity / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 66.57% | 64.63% | 65.49% | 72.06% | 68.75% | 69.66% | 67.81% | 68.44% | -362 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |