New York, NY · Cert 27089
FDIC · 1 branch
Q3 2017
Market Position · New York-Newark-Jersey City, NY-NJ-PA · 2017 SOD (annual) · 0.0% share · #103 of 210 inst. · $0.5B of $1816.5B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q4 2015 | Q1 2016 | Q2 2016 | Q3 2016 | Q4 2016 | Q1 2017 | Q2 2017 | Q3 2017 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.46% | 0.46% | 0.67% | 0.70% | 0.97% | 1.03% | 0.98% | 0.97% | +27 bps | |
| Return on Equity | 5.66% | 5.40% | 7.79% | 8.10% | 8.93% | 9.18% | 9.52% | 9.75% | +165 bps | |
| Net Interest Margin | 0.32% | 0.47% | 0.54% | 0.60% | 0.74% | 0.89% | 1.04% | 1.01% | +41 bps | |
| Efficiency Ratio | 83.93% | 88.08% | 83.42% | 82.91% | 80.92% | 80.01% | 80.28% | 79.68% | -324 bps | |
| Non-Interest Burden | -0.57% | -0.23% | -0.39% | -0.44% | -0.61% | -0.63% | -0.41% | -0.49% | -5 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -9.17% | -20.19% | 2.92% | -5.03% | -36.13% | -0.73% | -16.80% | 6.92% | +1,195 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | 233% | 136.10% | 244% | -6.27% | -40.95% | -1.72% | -19.81% | 6.76% | +1,303 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | 0.00% | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | 0.00% | 0.00% | n/a | n/a | 0.00% | 0.00% | 0.00% | 0.00% | n/a | |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | 0.00% | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 7.91% | 8.33% | 7.65% | 8.18% | 9.61% | 10.70% | 9.77% | 9.85% | +167 bps | |
| Total Risk-Based Capital | 61.75% | 56.39% | 65.05% | 60.02% | 73.23% | 46.18% | 76.04% | 97.54% | +3,752 bps | |
| Equity / Assets | n/a | 8.44% | 8.78% | 8.58% | 14.53% | 9.25% | 11.54% | 8.81% | +23 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.50% | 0.00% | 0.00% | 0 bps | |
| Liquid Assets / Assets | 0.00% | 83.00% | 91.66% | 85.74% | 88.30% | 76.60% | 90.19% | 92.58% | +684 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |