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Deutsche Bank National Trust Company

Los Angeles, CA · Cert 26732

FDIC

Q2 2026

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, banks under $1B in assets3

Basis

Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

Banks under $1B in assets (n=629). Each measure ranks only the institutions that reported it, so n varies by measure.

Peer groups below the disclosure floor are suppressed.

Peer standing

Capital

92

Q2 2024Q2 2026peer median (50)

Asset Quality

No peer data yet

Profitability

67

Q2 2024Q2 2026peer median (50)

Liquidity

No peer data yet

Efficiency

28

Q2 2024Q2 2026peer median (50)

Growth

No peer data yet

Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.

Source: FFIEC Call Report (031/041/051), as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-12

Deutsche Bank National Trust Company

Los Angeles, CA · Cert 26732

FDIC

Q2 2026

$585.8MAssets
$0KLoans
$0KDeposits
$297.5MEquity

NIM

3.56%Q2 ’243.59%Q2 ’252.96%Q2 ’26+1%-18%

Non-interest income vs. expense

43.87%Q2 ’2442.80%Q2 ’2536.52%Q2 ’26-3911%-726%

Executive Summary

  • Earnings: ROA of 7.84%, up 443 bps year over year; NIM at 2.97%.
  • Capital: tier 1 leverage ratio of 52.83%, down 394 bps from a year ago.

Financial Results

Return on Assets (YTD, annualized)

7.84%+443 bps YoY

Net Interest Margin (YTD, annualized)

2.97%-63 bps YoY

Efficiency Ratio (YTD, annualized)

77.75%-1,274 bps YoY

Tier 1 Leverage Ratio

52.83%-394 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets3.41%3.58%3.30%9.74%7.84%+443 bps
Return on Equity6.04%6.49%6.09%18.89%15.30%+925 bps
Net Interest Margin3.61%3.45%3.19%2.97%2.97%-63 bps
Efficiency Ratio90.49%90.39%90.91%73.11%77.75%-1,274 bps
Non-Interest Burden-0.91%-1.19%-0.79%-9.87%-7.49%-658 bps
Growth
Asset Growth (YoY)13.20%18.11%19.60%21.54%19.93%+673 bps
Loan Growth (YoY)n/an/an/an/an/an/an/a
Deposit Growth (YoY)n/an/an/an/an/an/an/a
Asset Quality
Nonperforming Loans / Loansn/an/an/an/an/an/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ratio56.77%54.72%51.21%51.93%52.83%-394 bps
Total Risk-Based Capital56.77%54.72%51.21%51.93%52.83%-394 bps
Equity / Assets54.68%51.89%50.90%52.17%50.78%-390 bps
Liquidity & Funding
Loans / Depositsn/an/an/an/an/an/an/a
Liquid Assets / Assets73.28%76.39%78.09%79.69%78.47%+519 bps
CRE / Total Capitaln/a0.00%0.00%0.00%n/an/a

Source: FFIEC Call Report (031/041/051), as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Income-statement figures are year-to-date as filed, annualized (the UBPR convention). Each quarter includes the ones before it.

CallReports · callreports.ai· Performance TrendsGenerated 2026-10-12

Deutsche Bank National Trust Company

Los Angeles, CA · Cert 26732 · Peer group: banks under $1B in assets (n=629)

FDIC

Q2 2026

$585.8MAssets
$0KLoans
$0KDeposits
$297.5MEquity

Executive Summary

  • Strongest standing: return on assets outperforms 96% of banks under $1B in assets (rank 28 of 629).
  • Widest gap: net interest margin trails 77% of banks under $1B in assets (rank 484 of 629).
  • Overall: at or above the peer median on 5 of 7 directional measures.

Return on Assets

7.50%

Rank 28 of 629

Net Interest Margin

2.97%

Rank 484 of 629

Efficiency Ratio

77.75%

Rank 456 of 629

Equity / Assets

50.78%

Rank 47 of 629

Non-interest income vs. expense

$246.8M$204.8MINCOMEEXPENSE
Favorable gap of $42.0M · efficiency ratio beats 28% of banks under $1B in assets
Bank 77.75%Peer median 67.8%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRankPeer Position
Earnings
Return on Assets7.50%0.60%1.01%1.45%Beats 96%28 / 629
Return on Equity14.77%5.38%9.30%13.28%Beats 82%112 / 629
Net Interest Margin2.97%3.03%3.54%4.05%Beats 23%484 / 629
Efficiency Ratio77.75%58.35%67.79%79.08%Beats 28%456 / 629
Asset Quality
Nonperforming Loans / Loansn/aNot reported for this institution
Net Charge-Offs / Loansn/aNot reported for this institution
Capital
Tier 1 Capital Ratio52.83%11.24%13.84%18.77%Beats 91%57 / 629
Total Risk-Based Capital Ratio52.83%11.58%14.43%19.66%Beats 91%57 / 629
Equity / Assets50.78%9.09%10.65%13.80%Beats 93%47 / 629
Liquidity & Funding
Loans / Depositsn/aNot reported for this institution
Loans / Assets0.00%53.31%67.71%78.15%0th pctl582 / 629
Brokered Deposits / Depositsn/aNot reported for this institution