Banco Do Brasil Americas
Miami, FL · Cert 26725 · Peer group: banks $1B-$10B in assets (n=322-328) · Banco Do Brasil Sa
State charter, non-member · FDIC · 4 branches
Q2 2026
$3.5BAssets
$2.2BLoans
$3.1BDeposits
$373.3MEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 94% of banks $1B-$10B in assets (rank 21 of 328).
- Widest gap: nonperforming loans / loans trails 66% of banks $1B-$10B in assets (rank 215 of 322).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
1.52%
Rank 82 of 328
Net Interest Margin
3.65%
Rank 113 of 328
Efficiency Ratio
49.94%
Rank 69 of 328
Equity / Assets
10.75%
Rank 141 of 328
Non-interest income vs. expense
Unfavorable gap of $54.9M · efficiency ratio beats 79% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.52% | 0.91% | 1.22% | 1.52% | Beats 75% | 82 / 328 | | |
| Return on Equity | 14.15% | 8.43% | 11.45% | 14.43% | Beats 72% | 92 / 328 | | |
| Net Interest Margin | 3.65% | 3.03% | 3.45% | 3.83% | Beats 66% | 113 / 328 | | |
| Efficiency Ratio | 49.94% | 51.61% | 59.56% | 67.53% | Beats 79% | 69 / 328 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.83% | 0.24% | 0.51% | 1.03% | Beats 34% | 215 / 322 | | |
| Net Charge-Offs / Loans | 0.01% | 0.01% | 0.03% | 0.10% | Beats 70% | 99 / 322 | | |
| Capital |
| Tier 1 Capital Ratio | 23.30% | 11.75% | 13.15% | 15.47% | Beats 94% | 21 / 328 | | |
| Total Risk-Based Capital Ratio | 24.56% | 12.63% | 14.15% | 16.46% | Beats 94% | 20 / 328 | | |
| Equity / Assets | 10.75% | 9.15% | 10.33% | 12.01% | Beats 57% | 141 / 328 | | |
| Liquidity & Funding |
| Loans / Deposits | 70.85% | 76.63% | 87.92% | 95.36% | 17th pctl | 267 / 323 | | |
| Loans / Assets | 62.97% | 65.18% | 74.15% | 79.98% | 22nd pctl | 257 / 328 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |