State Street Bank and Trust Company of California, N.A.
Los Angeles, CA · Cert 26474 · Peer group: banks under $1B in assets (n=598-599)
FDIC
Q1 2025
$9.1MAssets
n/aLoans
n/aDeposits
$9.1MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 100% of banks under $1B in assets (rank 2 of 598).
- Widest gap: net interest margin trails 92% of banks under $1B in assets (rank 550 of 598).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
2.90%
Rank 42 of 599
Net Interest Margin
2.25%
Rank 550 of 598
Efficiency Ratio
30.40%
Rank 11 of 598
Equity / Assets
99.77%
Rank 2 of 598
Non-interest income vs. expense
Favorable gap of $144K · efficiency ratio beats 98% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.90% | 0.47% | 0.86% | 1.38% | Beats 93% | 42 / 599 | | |
| Return on Equity | 2.91% | 4.56% | 8.90% | 12.65% | Beats 17% | 494 / 598 | | |
| Net Interest Margin | 2.25% | 2.82% | 3.31% | 3.84% | Beats 8% | 550 / 598 | | |
| Efficiency Ratio | 30.40% | 60.53% | 70.73% | 82.91% | Beats 98% | 11 / 598 | | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 483% | 11.11% | 13.78% | 18.22% | Beats 99% | 5 / 598 | | |
| Total Risk-Based Capital Ratio | 483% | 11.62% | 14.42% | 19.14% | Beats 99% | 5 / 598 | | |
| Equity / Assets | 99.77% | 8.34% | 10.07% | 12.96% | Beats 100% | 2 / 598 | | |
| Liquidity & Funding |
| Loans / Deposits | n/a | Not reported for this institution |
| Loans / Assets | n/a | Not reported for this institution |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |