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Canton Co-operative Bank

Canton, MA · Cert 26450 · Peer group: banks under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (n=28-29)

State charter, Fed member · FED · 1 branch

Q2 2026

$154.8MAssets
$108.1MLoans
$127.2MDeposits
$21.5MEquity

Executive Summary

  • Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 15 of 29).
  • Widest gap: return on equity trails 62% of banks under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 18 of 29).
  • Overall: at or above the peer median on 8 of 9 directional measures.

Return on Assets

0.41%

Rank 13 of 29

Net Interest Margin

2.92%

Rank 11 of 29

Efficiency Ratio

81.53%

Rank 10 of 29

Equity / Assets

13.90%

Rank 5 of 29

Non-interest income vs. expense

$0.3M$3.9MINCOMEEXPENSE
Unfavorable gap of $3.6M · efficiency ratio beats 69% of banks under $1B in assets in the Boston-Cambridge-Newton, MA-NH area
Bank 81.53%Peer median 84.1%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRankPeer Position
Earnings
Return on Assets0.41%0.23%0.39%0.50%Beats 55%13 / 29
Return on Equity2.98%2.29%3.46%5.78%Beats 38%18 / 29
Net Interest Margin2.92%2.42%2.71%3.01%Beats 62%11 / 29
Efficiency Ratio81.53%78.96%84.14%93.09%Beats 69%10 / 29
Asset Quality
Nonperforming Loans / Loans0.06%0.03%0.13%0.43%Beats 59%13 / 29
Net Charge-Offs / Loans0.00%n/a0.00%0.00%Beats 100%15 / 29
Capital
Tier 1 Capital Ratio22.29%11.54%13.48%16.99%Beats 86%4 / 29
Total Risk-Based Capital Ratio22.96%11.54%14.44%17.87%Beats 86%4 / 29
Equity / Assets13.90%8.70%9.70%11.05%Beats 83%5 / 29
Liquidity & Funding
Loans / Deposits84.98%84.22%92.17%95.56%32nd pctl19 / 28
Loans / Assets69.81%69.12%73.70%81.02%28th pctl21 / 29
Brokered Deposits / Depositsn/aNot reported for this institution