Lincoln Public School Employees
Lincoln, NE · Charter 2643 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$74.1MAssets
$27.8MLoans
$64.8MShares
$8.8MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 90% of credit unions under $1B in assets (rank 170 of 1682).
- Widest gap: net interest margin trails 97% of credit unions under $1B in assets (rank 1637 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.99%
Rank 604 of 1,683
Net Interest Margin
2.34%
Rank 1,637 of 1,683
Efficiency Ratio
58.46%
Rank 170 of 1,682
Equity / Assets
11.93%
Rank 1,006 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.99% | 0.35% | 0.74% | 1.18% | Beats 64% | 604 / 1,683 | | |
| Return on Equity | 8.28% | 2.67% | 5.89% | 8.74% | Beats 72% | 475 / 1,681 | | |
| Net Interest Margin | 2.34% | 3.31% | 3.82% | 4.32% | Beats 3% | 1,637 / 1,683 | | |
| Efficiency Ratio | 58.46% | 68.91% | 78.20% | 86.93% | Beats 90% | 170 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.52% | 0.26% | 0.65% | 1.29% | Beats 21% | 1,329 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.93% | 10.44% | 12.89% | 16.53% | Beats 40% | 1,006 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.93% | 10.44% | 12.89% | 16.53% | Beats 40% | 1,006 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 42.85% | 52.61% | 69.38% | 83.50% | 14th pctl | 1,449 / 1,683 | | |
| Loans / Assets | 37.48% | 44.71% | 59.18% | 70.72% | 16th pctl | 1,416 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |