First National Bank in Marlow, The
Marlow, OK · Cert 26260 · Peer group: banks under $1B in assets in OK (n=88-89) · Leader First Bcorp Inc.
National charter · OCC · 4 branches
Q2 2026
$71.8MAssets
$44.6MLoans
$65.3MDeposits
$5.1MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in OK (rank 12 of 88).
- Widest gap: equity / assets trails 93% of banks under $1B in assets in OK (rank 83 of 89).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
0.97%
Rank 63 of 89
Net Interest Margin
4.25%
Rank 27 of 89
Efficiency Ratio
74.42%
Rank 70 of 89
Equity / Assets
7.15%
Rank 83 of 89
Non-interest income vs. expense
Unfavorable gap of $2.2M · efficiency ratio beats 22% of banks under $1B in assets in OK | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.97% | 0.85% | 1.26% | 1.60% | Beats 29% | 63 / 89 | | |
| Return on Equity | 13.53% | 7.40% | 11.89% | 14.65% | Beats 63% | 33 / 89 | | |
| Net Interest Margin | 4.25% | 3.46% | 3.93% | 4.45% | Beats 70% | 27 / 89 | | |
| Efficiency Ratio | 74.42% | 54.70% | 60.95% | 71.14% | Beats 22% | 70 / 89 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.30% | 0.82% | 2.25% | Beats 100% | 12 / 88 | | |
| Net Charge-Offs / Loans | 0.02% | 0.00% | 0.03% | 0.20% | Beats 56% | 40 / 88 | | |
| Capital |
| Tier 1 Capital Ratio | 13.14% | 10.89% | 13.00% | 16.33% | Beats 57% | 38 / 89 | | |
| Total Risk-Based Capital Ratio | 14.40% | 11.20% | 13.06% | 16.33% | Beats 63% | 33 / 89 | | |
| Equity / Assets | 7.15% | 9.26% | 10.94% | 13.52% | Beats 7% | 83 / 89 | | |
| Liquidity & Funding |
| Loans / Deposits | 68.27% | 61.51% | 72.27% | 84.01% | 38th pctl | 55 / 88 | | |
| Loans / Assets | 62.11% | 52.51% | 63.15% | 71.27% | 46th pctl | 48 / 89 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |