Bank of Commerce
Chanute, KS · Cert 26217 · Peer group: banks under $1B in assets in KS (n=98) · Southeast Bancshares Inc.
State charter, Fed member · FED · 15 branches
Q2 2026
$497.5MAssets
$334.2MLoans
$439.3MDeposits
$47.9MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in KS (rank 36 of 98).
- Widest gap: net interest margin trails 64% of banks under $1B in assets in KS (rank 63 of 98).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.16%
Rank 57 of 98
Net Interest Margin
3.41%
Rank 63 of 98
Efficiency Ratio
62.28%
Rank 61 of 98
Equity / Assets
9.63%
Rank 62 of 98
Non-interest income vs. expense
Unfavorable gap of $9.7M · efficiency ratio beats 39% of banks under $1B in assets in KS | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.16% | 1.03% | 1.24% | 1.54% | Beats 42% | 57 / 98 | | |
| Return on Equity | 12.06% | 8.85% | 11.58% | 14.73% | Beats 58% | 41 / 98 | | |
| Net Interest Margin | 3.41% | 3.24% | 3.62% | 3.91% | Beats 36% | 63 / 98 | | |
| Efficiency Ratio | 62.28% | 51.87% | 58.88% | 64.74% | Beats 39% | 61 / 98 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.05% | 0.01% | 0.33% | 1.05% | Beats 71% | 29 / 98 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.03% | Beats 100% | 36 / 98 | | |
| Capital |
| Tier 1 Capital Ratio | 13.73% | 11.81% | 13.71% | 17.33% | Beats 51% | 48 / 98 | | |
| Total Risk-Based Capital Ratio | 14.92% | 11.81% | 14.13% | 17.45% | Beats 57% | 42 / 98 | | |
| Equity / Assets | 9.63% | 8.60% | 11.34% | 13.10% | Beats 37% | 62 / 98 | | |
| Liquidity & Funding |
| Loans / Deposits | 76.08% | 57.09% | 69.84% | 82.47% | 61st pctl | 38 / 98 | | |
| Loans / Assets | 67.18% | 49.34% | 58.31% | 68.94% | 70th pctl | 29 / 98 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |